Virgin Atlantic World Elite Mastercard®


For People with
Excellent Credit

REVIEWS

Reviews

The Virgin Atlantic World Elite Mastercard offers generous travel rewards and great benefits to those who travel frequently.

You’ll get 30,000 bonus miles after spending $1,000 or more in purchases within the first 90 days of account opening, and you can get another 5,000 bonus miles when you add additional cardholders to your account.

You can earn 3X miles per dollar for purchases with Virgin Atlantic, and 1.5X miles per dollar on all other purchases. If you can manage to spend at least $15,000 in a year you can snag 7,500 bonus miles, and if you can spend at least $25,000 you’ll get another 7,500 bonus miles on top of that.

This card has a $90 annual fee.

Card Quick Facts

Card Quick Facts

  • Earn 3X Flying Club miles per dollar spent on all Virgin Atlantic purchases
  • Earn 1.5X Flying Club miles per dollar spent on all other purchases
  • 30,000 bonus miles after spending $1,000 or more in purchases within the first 90 days of account opening
  • 7,500 anniversary miles after spending $15,000 in net purchases within the anniversary year; 7,500 anniversary miles after you spend a total of $25,000 within the anniversary year
  • 5,000 bonus miles when you add additional cardholders to your account
  • Companion reward for spending $25,000 in a year
  • $90 annual fee

For People with
Excellent Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 3X Flying Club miles per dollar spent on Virgin Atlantic purchases
  • 1.5X Flying Club miles per dollar spent on all other purchases

Introductory Bonus

  • 30,000 bonus miles after spending $1,000 or more in purchases within the first 90 days of account opening

Yearly Bonus

  • 7,500 anniversary miles after spending $15,000 in net purchases within the anniversary year; 7,500 anniversary miles after you spend a total of $25,000 within the anniversary year
Card Stats

Card Stats

Annual Fee $90
Additional Cards Annual Fee -
Regular Purchase APR 17.24%–25.24% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $28
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.24%–25.24% Variable
Balance Transfer Fee 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 20.24%–27.24% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • 5,000 Bonus Miles

    When you add another cardholder to your account.

  • Companion Reward Ticket

    Spend at least $25,000 in a year and redeem miles for a Virgin Atlantic Economy reward ticket, and you get a companion reward ticket.

  • Free FICO Credit Score

    Based on your TransUnion credit report.

  • Mastercard Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • $0 Liability Protection

    You will not be held responsible for unauthorized use of your card.

  • Identity Theft Recovery

    Help if your identity gets stolen.

  • Overdraft Protection

    Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.

  • ShopSafe®

    Protection when you are shopping online.

  • Purchase Protection

    Purchases are covered for 90 days against theft or damage; up to $1,000.

  • Extended Warranty Protection

    Eligible warranties can be extended by up to an additional year.

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

  • Travel Accident Insurance

    Get reimbursed up to $500,000 if you or a family member gets in an accident while traveling.

  • Roadside Assistance

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Susan Shain
6 Best Credit Cards for International Travel
Susan Shain | Aug 16, 2019

Heading abroad soon? Then check out this list of the six best credit cards for international travel — they'll have you traveling in style in no time.

Read More
Sean Messier
How to Build Credit: 5 Ways to Increase Your Credit Scores
Sean Messier | Aug 15, 2019

Using a credit card is far from the only way to build credit. Here, we explore several ways to establish, repair, and improve your credit scores.

Read More
Sean Messier
What Happens If You Don’t Activate a Credit Card?
Sean Messier | Aug 12, 2019

Even if you didn't activate a new credit card, the account is probably open and affecting your credit scores. Read this to learn what to do next.

Read More