- Annual Fee $49
- Intro Purchase APR -
- Regular Purchase APR 14.24% (Variable)
- Earn 3 miles for every $1 spent on Virgin Atlantic purchases
- Earn 1 mile for every $1 spent on all other purchases
- Signup Bonus 12,500 Flying Club bonus miles for making your first purchase
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 1%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 14.24% (Variable)
- Cash Advance APR 17.24%-24.99% (Variable)
- Penalty APR Up to 29.99% (Variable)
- Late Fee Up to $38
- Returned Payment Fee Up to $27
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- 7,500 Bonus Miles Every Year
- 2,500 Bonus Miles: When you add another cardholder to your account.
- Half Miles Companion Reward Ticket: Spend at least $25,000 in a year and redeem miles for a Virgin Atlantic Economy reward ticket, and you get a companion reward ticket with half the miles.
- Exciting Events & Discounts
- 24/7 Concierge Service
- Account Alerts: Get alerts about account information on your phone.
- Mobile Banking: Pay your credit card bill online, transfer funds, check available credit and more.
- Text Banking: Send a text and get important account information.
- Fraud Protection: You will not be held responsible for unauthorized use of your card.
- Identity Theft Recovery: Help if your identity gets stolen.
- Overdraft Protection: Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.
- ShopSafe®: Protection when you are shopping online.
- Purchase Protection: Purchases are covered for 90 days against theft or damage; up to $1,000.
- Extended Warranty Protection: Eligible warranties can be extended by up to an additional year.
- Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
- Travel Accident Insurance: Get reimbursed up to $500,000 if you or a family member gets in an accident while traveling.
- Roadside Assistance: Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.
- This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.