Spirit Airlines World Mastercard®
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
This travel card rewards you with 2X miles per dollar on every purchase you make, and includes an easy signup bonus to meet and anniversary points every year after you pay your annual fee.
Spirit Airlines World Mastercard®
Highlights & Features
Rewards
- 2X miles per dollar spent on all purchases
INTRODUCTORY BONUS
15,000 bonus miles after making your first purchase; 15,000 bonus miles after spending $500 in the first 90 daysBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 15.99%–23.99% Variable |
| Balance Transfer Fee | 3%, $10 minimum |
Fees
| Penalty APR | Up to 29.99% Variable |
| Late Fee | Up to $40 |
| Returned Payment Fee | Up to $29 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 18.99%–27.24% Variable |
| Cash Advance Fee | 5%, $10 minimum |
Card Benefits
PERKS
- Free Credit Score
SECURITY
- Zero Liability on Unauthorized Charges
TRAVEL
- No Blackout Dates
Spirit Airlines World Mastercard®
Highlights
- 15,000 bonus miles after making your first purchase; 15,000 bonus miles after spending $500 in the first 90 days
- 2X miles per dollar spent on purchases
- Earn 5,000 anniversary bonus FREE SPIRIT miles when you spend at least $10,000 in purchases annually
- Preferred boarding on Spirit flights
- Priority check-in where available
- 3% foreign transaction fee
- $59 annual fee, waived the first year
ABOUT THE ISSUER
Bank of America
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteDue to the impact of COVID-19, for eligible card accounts approved from 1/1/20 through 5/31/20, the period to make eligible purchases to earn the welcome bonus will be extended for an additional 90 days.
The Spirit Airlines World Mastercard® could be a great option if you travel with Spirit Airlines frequently.
You’ll get 2X miles per dollar for every purchase you make, with a signup bonus of 15,000 bonus miles after making your first purchase; 15,000 bonus miles after spending $500 in the first 90 days.
There are also a few airline perks like preferred boarding and 5,000 anniversary bonus miles, along with World Mastercard benefits.
This card has a $59 annual fee, waived the first year, and charges 3% for foreign transactions.
