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Spirit Airlines World Mastercard®

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This travel card rewards you with 2X miles per dollar on every purchase you make, and includes an easy signup bonus to meet and anniversary points every year after you pay your annual fee.

Our rating
Min. credit level: Good
Annual Fee: $59, $0 first year
Regular APR: 15.99%–23.99% Variable

Spirit Airlines World Mastercard®

Our rating
Good Min. credit level
$59, $0 first year Annual Fee
Apply Now

Highlights & Features


  • 2X miles per dollar spent on all purchases
Introductory Bonus
  • 15,000 bonus miles after making your first purchase; 15,000 bonus miles after spending $500 in the first 90 days

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.99%–23.99% Variable
Balance Transfer Fee 3%, $10 minimum
How to Transfer a Balance on a Credit Card


Penalty APR Up to 29.99% Variable
Late Fee Up to $40
Returned Payment Fee Up to $29
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 18.99%–27.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Free Credit Score
  • Zero Liability on Unauthorized Charges
  • No Blackout Dates
Spirit Airlines World Mastercard®


  • 15,000 bonus miles after making your first purchase; 15,000 bonus miles after spending $500 in the first 90 days
  • 2X miles per dollar spent on purchases
  • Earn 5,000 anniversary bonus FREE SPIRIT miles when you spend at least $10,000 in purchases annually
  • Preferred boarding on Spirit flights
  • Priority check-in where available
  • 3% foreign transaction fee
  • $59 annual fee, waived the first year

Bank of America

Bank of America has several card types depending on your needs.

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You can usually pay your bill online on your

Credit card issuer's website

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1-800-932-2775 or

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The Spirit Airlines World Mastercard® could be a great option if you travel with Spirit Airlines frequently.

You’ll get 2X miles per dollar for every purchase you make, with a signup bonus of 15,000 bonus miles after making your first purchase; 15,000 bonus miles after spending $500 in the first 90 days.

There are also a few airline perks like preferred boarding and 5,000 anniversary bonus miles, along with World Mastercard benefits.

This card has a $59 annual fee, waived the first year, and charges 3% for foreign transactions.