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Royal Caribbean® Visa Signature® Card

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Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 17.24%–25.24% Variable

Royal Caribbean® Visa Signature® Card

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 2X points per dollar spent at Royal Caribbean International, Celebrity, and Azamara cruise lines
  • 1X point per dollar on all other purchases
Introductory Bonus
  • 10,000 points after first purchase within 90 days of opening your account; $50 Air2Sea Airfare Discount for spending $3,500 in first 90 days

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.24%–25.24% Variable
Balance Transfer Fee 3%, $10 minimum
How to Transfer a Balance on a Credit Card


Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $28
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 20.24%–27.24% Variable
Cash Advance Fee 3%, $10 minimum
How to Get a Cash Advance with a Credit Card
Royal Caribbean® Visa Signature® Card


  • Earn 2X points per dollar spent on Royal Caribbean International, Celebrity, and Azamara purchases
  • Earn 1X point per dollar spent on all other purchases
  • Get 10,000 MyCruise Points after making a transaction within 90 days of account opening – enough for a $100 onboard credit (U.S. residents only)
  • $50 Air2Sea Airfare Discount after spending $3,500 within the first 90 days of account opening
  • Start redeeming for rewards at 1,000 points. Redeem a maximum of 2,700,000 MyCruise Points over 5 years.
  • No annual fee

Bank of America

Bank of America has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-732-9194 or

Try a different phone number
See all Issuer Cards

The Royal Caribbean® Visa Signature® Card offers 2X rewards points per dollar for purchases with Royal Caribbean International, Celebrity, and Azamara cruise lines.

This card has no annual fee.