- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 12.99% to 22.99% (Variable)
- Earn 2 points for onboard purchases and Royal Caribbean International®, Celebrity and Azamara purchases
- Earn 1 point for every $1 spent on all purchases
- Earn up to 540,000 points annually
- Redeem points for Royal Caribbean, Celebrity and Azamara onboard credits, stateroom upgrades, discounts, cruises and more.
- Redeem with only 1,000 points
- You cannot exceed 2,700,000 MyCruise Points over 5 years
- Signup Bonus 10,000 points if you make a transaction within 65 days of opening your account
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 12.99% to 22.99% (Variable)
- Cash Advance APR 15.99% to 24.99% (Variable)
- Penalty APR Up to 29.99%
- Late Fee Up to $38
- Returned Payment Fee Up to $27
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Account Alerts: Get alerts about account information on your phone.
- Mobile Banking: Pay your credit card bill online, transfer funds, check available credit and more.
- Text Banking: Send a text and get important account information.
- Fraud Protection: You will not be held responsible for unauthorized use of your card.
- Overdraft Protection: Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.
Visa Signature Benefits
- This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.