Platinum Visa® Business Credit Card


For People with
Good Credit

REVIEWS

Reviews

The Platinum Visa Business Credit Card is a simple business credit card, offering a potentially low purchase APR of 0% for 7 billing cycles, then your rate will be 11.49%–22.49% Variable.

There are no spending rewards, but there is a signup bonus of $300 for spending $3,000 in the first 90 days after account opening.

This card’s main feature is the low rate, rather than the rewards or benefits. But it does come with Travel and Emergency Services like Travel Accident Insurance, Lost Luggage Protection, and Auto Rental Insurance.

You’ll pay no annual fee for this card.

Card Quick Facts

Card Quick Facts

  • $300 statement credit for spending $3,000 in the first 90 days after account opening
  • 0% for 7 billing cycles, then your rate will be 11.49%–22.49% Variable
  • Cash flow management tools
  • Travel and emergency services
  • 3% foreign transaction fee
  • No annual fee

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

This card does not offer rewards.

Introductory Bonus

  • $300 statement credit for spending $3,000 in the first 90 days after account opening
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee $0
Regular Purchase APR 11.49%–22.49% Variable
Intro Purchase APR 0% for 7 billing cycles
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $49
Returned Payment Fee $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 11.49%–22.49% Variable
Balance Transfer Fee 4%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.49% Variable
Cash Advance Fee 4%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Employee Cards

    Get unlimited employee cards for free.

  • Cash Flow Management Tools

    Manage your expenses and download transactions into QuickBooks.

  • $0 Liability Fraud Protection

    You won’t be held liable for fraudulent transactions.

  • Purchase Protection

    Eligible purchases are covered against damage and theft.

  • Extended Warranty Protection

    Eligible manufacturer’s warranties can be extended.

  • Travel and Emergency Assistance

    Up to $100,000 in coverage against accidental death and dismemberment when traveling by common carrier.

  • Auto Rental Insurance

    Coverage for eligible rented vehicles, when you decline the rental company’s own insurance.

  • Emergency Ticket Replacement

    Eligible tickets can be replaced in certain conditions.

  • Lost Luggage Assistance

    If your bags are lost or damaged by a common carrier, you may be eligible for reimbursement.

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