NEA® RateSmart® MasterCard®

The NEA RateSmart® MasterCard® is a decent credit card due to the 0% introductory APR for 12 months, as well as the potential for a low overall APR.

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Quick View

  • Rewards

    None

  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR 0% for 12 months (must be made within 60 days of account opening)
  • Regular Balance Transfer APR 9.99%-19.99% (Variable)
  • Cash Advance APR 12.99%-24.99% (Variable)
  • Penalty APR 0%
  • Late Fee Up to $38
  • Returned Payment Fee Up to $27

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Security

  • $0 Liability Guarantee: You will not be help responsible for unauthorized charges made on your card.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

 

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