NEA® RateSmart® Mastercard®

The NEA RateSmart® MasterCard® is a decent credit card due to the 0% introductory APR for 12 months, as well as the potential for a low overall APR.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards

    None

  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR 0% for 12 months (must be made within 60 days of account opening)
  • Regular Balance Transfer APR 9.99%-19.99% (Variable)
  • Cash Advance APR 12.99%-24.99% (Variable)
  • Penalty APR 0%
  • Late Fee Up to $38
  • Returned Payment Fee Up to $27

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Security

  • $0 Liability Guarantee: You will not be help responsible for unauthorized charges made on your card.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

 

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Brendan Harkness
Review of the CreditStacks Mastercard
Brendan Harkness | May 18, 2018

The CreditStacks Mastercard is designed for professionals relocating to the U.S., offering a way to build credit even without an SSN or credit history.

Read More
Brendan Harkness
Review of the Capital One® VentureOne® Rewards Credit Card
Brendan Harkness | May 14, 2018

The Capital One VentureOne Rewards Card offers 10X miles on hotel bookings from Hotels.com/venture, with 1.25X miles for every other purchase.

Read More
Brendan Harkness
Review of the Capital One® Venture Rewards® Credit Card
Brendan Harkness | May 14, 2018

The Capital One Venture Rewards Credit Card offers 10X miles per dollar at Hotels.com/venture, with 2X miles on every other purchase and travel perks.

Read More