NEA® Cash Rewards Card


For People with
Fair Credit

REVIEWS

Reviews

The NEA® Cash Rewards Card is a pretty good option due to the generous rewards for gas, groceries, and everyday purchases, as well as the generous signup bonus.

You’ll get a $200 Amazon.com gift card if you make at least $500 in purchases in the first 90 days of opening your account. You can earn 3% cash back in one category of your choice between: gas, online shopping, dining, travel, drug stores, or home improvement and furnishing. You’ll earn 2% cash back at grocery stores and wholesale clubs.

You’ll get a 0% intro rate for purchases and balance transfers for 12 months, then your rate will be 16.24%–26.24% Variable.

Along with no annual fee, you’ll also get free admission to over 225 museums on the first weekend of every month with Museums on Us.

Card Quick Facts

Card Quick Facts

  • 3% cash back on the category of your choice between: gas, online shopping, dining, travel, drug stores, or home improvement and furnishing
  • 2% cash back on groceries and wholesale clubs
  • 1% cash back on all other purchases
  • 0% intro rate for purchases and balance transfers for 12 months, then your rate will be 16.24%–26.24% Variable
  • $200 Amazon.com Gift Card if you make at least $500 in purchases in the first 90 days of account opening
  • After earning a combined total of $2,500 between the 3% and 2% tier, you will only earn 1%
  • Free general admission with Museums on Us®
  • Free monthly FICO Score
  • Rewards do not expire
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 3% cash back in the category of your choice:
    • Gas
    • Online shopping
    • Dining
    • Travel
    • Drug stores
    • Home improvement and furnishing
  • 2% cash back on:
    • Groceries
    • Wholesale Clubs
  • 1% cash back on all other purchases

Introductory Bonus

  • $200 Amazon.com Gift Card if you make at least $500 in purchases in the first 90 days of account opening
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 16.24%–26.24% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $28
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months (must be made within 60 days of account opening)
Regular Balance Transfer APR 16.24%–26.24% Variable
Balance Transfer Fee 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 19.24%–27.24% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Once approved, if your credit line is greater than or equal to $5,000, you will receive a Visa Signature account with Visa Signature benefits. If your credit line is less than $5,000, you will receive a Platinum Plus account with Platinum benefits.

  • Free FICO® Credit Score

    View one of your FICO scores any time you’d like at no cost and without hurting your credit score. Based on your TransUnion credit report.

  • Museums on Us®

    Get free admission to over 225 museums on the first weekend of every month.

  • $0 Liability Fraud Protection

    You won’t be held liable for fraudulent transactions.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 1 reviews
by Susan pinto
Late fee

Do NOt use their credit card. They are horrible to deal with and charge a $25.00 fee that very well may have been an error of the mail service.

The Insider

Abigail Welles
How to Protect Yourself From Credit Card Fraud: Scams, Skimmers, and Phishing
Abigail Welles | Sep 20, 2019

Do you know what a credit card skimmer is? You may have swiped your card through one without even knowing, leaving your information in the hands of a thief.

Read More
Jacob Lunduski
2019 Survey: 40% of Retail Store Credit Cardholders Regret Applying
Jacob Lunduski | Sep 19, 2019

Do you have a retail store credit card? Is it useful, or do you get hit with interest and fees? Learn why so many people regret getting store cards here.

Read More
Abigail Welles
What Is a Data Breach and What Should I Do If I Am a Victim of One?
Abigail Welles | Sep 17, 2019

Data breaches are more common than ever, exposing the confidential information of millions of Americans each year. Have you been involved in a breach?

Read More