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NEA® Cash Rewards Card

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 16.24%–26.24% Variable
Intro Balance Transfer APR: 0% for 12 months (must be made within 60 days of account opening)
Intro Purchase APR: 0% for 12 months

NEA® Cash Rewards Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 3% cash back in the category of your choice:
    • Gas
    • Online shopping
    • Dining
    • Travel
    • Drug stores
    • Home improvement and furnishing
  • 2% cash back on:
    • Groceries
    • Wholesale Clubs
  • 1% cash back on all other purchases

INTRODUCTORY BONUS

$200 Amazon.com Gift Card if you make at least $500 in purchases in the first 90 days of account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 months (must be made within 60 days of account opening)
Regular Balance Transfer APR 16.24%–26.24% Variable
Balance Transfer Fee 3%, $10 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $28
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 19.24%–27.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
NEA® Cash Rewards Card

Highlights

  • 3% cash back on the category of your choice between: gas, online shopping, dining, travel, drug stores, or home improvement and furnishing
  • 2% cash back on groceries and wholesale clubs
  • 1% cash back on all other purchases
  • 0% intro rate for purchases and balance transfers for 12 months, then your rate will be 16.24%–26.24% Variable
  • $200 Amazon.com Gift Card if you make at least $500 in purchases in the first 90 days of account opening
  • After earning a combined total of $2,500 between the 3% and 2% tier, you will only earn 1%
  • Free general admission with Museums on Us®
  • Free monthly FICO Score
  • Rewards do not expire
  • No annual fee
ABOUT THE ISSUER

Bank of America

Bank of America has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-877-721-9398 or

Try a different phone number
See all Issuer Cards

The NEA® Cash Rewards Card is a pretty good option due to the generous rewards for gas, groceries, and everyday purchases, as well as the generous signup bonus.

You’ll get a $200 Amazon.com gift card if you make at least $500 in purchases in the first 90 days of opening your account. You can earn 3% cash back in one category of your choice between: gas, online shopping, dining, travel, drug stores, or home improvement and furnishing. You’ll earn 2% cash back at grocery stores and wholesale clubs.

You’ll get a 0% intro rate for purchases and balance transfers for 12 months, then your rate will be 16.24%–26.24% Variable.

Along with no annual fee, you’ll also get free admission to over 225 museums on the first weekend of every month with Museums on Us.