NEA® Cash Rewards Card


For People with
Fair Credit

REVIEWS

Reviews

The NEA® Cash Rewards Card is a pretty good credit card due to the generous rewards for gas, groceries, and everyday purchases, as well as the generous sign-up bonus.

Card Quick Facts

Card Quick Facts

  • Earn 3% cash back for every $1 spent on gas
  • Earn 2% cash back for every $1 spent on groceries
  • Earn 1% cash back for every $1 spent on all other purchases

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 3% cash back for Gas
  • 2% cash back for Groceries and at Wholesale Clubs
  • 1% cash back for all other purchases
  • Grocery, gas, and wholesale club rewards only up to $2,500 per quarter, then it’s 1% cash back instead of 3% til the next quarter

Introductory Bonus

  • $200 Target gift card if you spend $500 in the first 90 days
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.99%–24.99% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 0%
Late Fee Up to $38
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months (must be made within 60 days of account opening)
Regular Balance Transfer APR 14.99%–24.99% Variable
Balance Transfer Fee 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 17.99%–26.99% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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Average rating:  
 1 reviews
by Susan pinto
Late fee

Do NOt use their credit card. They are horrible to deal with and charge a $25.00 fee that very well may have been an error of the mail service.

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