MERRILL+® Visa Signature® Credit Card

The MERRILL+® Visa Signature® Credit Card isn’t really a great credit card, seeing as it only offers 1 point for every $1 spent on all purchases, and a few benefits.

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Quick View

  • Rewards
    • Earn 1 point for every $1 spent on all purchases
    • There is no limit to the amount of points you can earn
    • Points never expire
  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR -
  • Penalty APR -
  • Late Fee -
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Exclusive Travel Upgrades, Discounts and Complimentary Amenities
  • Plus Level Status: Offered when you spend $50,000 or more in a year. Includes access to exclusive benefits, including a complimentary airport lounge membership.
  • No Blackout Dates or Required Saturday-Night Stays
  • 24/7 Concierge Service


  • Fraud Protection: You will not be held responsible for unauthorized purchases made on your card.


  • Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
  • Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, provides reimbursement up for non-refundable costs.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
  • Travel Accident Insurance: Get reimbursed if you or a family member gets in an accident while traveling.
  • Lost Luggage Reimbursement: If checked or carry-on bags are lost, stolen, or damaged, provides reimbursement.
  • Emergency Evacuation Insurance: Medical evacuation or transportation in the event of an emergency.

Visa Signature Benefits

  • This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.

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