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Free Spirit® Travel More World Elite Mastercard®

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This airline travel card offers decent rewards and a few benefits, but because it has an annual fee you should only consider it if you’re a regular Spirit Airlines flier. You’ll get an in-flight discount and shortcut boarding, along with a $100 Companion Flight Voucher for every year you spend $5,000 or more.

Our rating
Min. credit level: Good
Annual Fee: $79, $0 first year
Regular APR: 15.99%–23.99% Variable

Free Spirit® Travel More World Elite Mastercard®

Our rating
Good Min. credit level
$79, $0 first year Annual Fee
Apply Now

Highlights & Features

Rewards

Spending Rewards
  • 3X points per dollar on eligible Spirit Airline purchases
  • 2X points per dollar spent on:
    • Dining
    • Groceries
  • 1X point per dollar spent on all other purchases
Introductory Bonus
  • 40,000 bonus points + $100 Companion Flight Voucher after spending $1,000 within the first 90 days

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.99%–23.99% Variable
Balance Transfer Fee 3%, $10 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.99% Variable
Late Fee Up to $40
Returned Payment Fee Up to $29
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 18.99%–28.99% Variable
Cash Advance Fee 3%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

PERKS
  • Free Credit Score
SECURITY
  • Zero Liability on Unauthorized Charges
Free Spirit® Travel More World Elite Mastercard®

Highlights

  • 40,000 bonus points + $100 Companion Flight Voucher after spending $1,000 within the first 90 days
  • 3X points per dollar on eligible Spirit Airline purchases
  • 2X points per dollar spent on dining and grocery store purchases
  • $100 Companion Flight Voucher on your account anniversary after spending at least $5,000 in the prior year
  • Zone 2 shortcut boarding on Spirit Airlines
  • 25% rebate on all Spirit Airlines in-flight food and beverage purchases when you pay with your card
  • Points do not expire
  • No limit to the number of points you can earn
  • Annual fee: $79, $0 first year
ABOUT THE ISSUER

Bank of America

Bank of America has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

800-732-9194 or

Try a different phone number
See all Issuer Cards

The Free Spirit Travel More World Elite Mastercard is issued by Bank of America and since it has an annual fee, you should probably only consider it if you’re a Spirit Airlines frequent flier.

You’ll get a $100 Companion Flight Voucher on your account anniversary after spending at least $5,000 on purchases the year prior. Some additional benefits include Zone 2 shortcut boarding and a 25% rebate on all in-flight food and beverage purchases when you pay with the card.

The Free Spirit card has an annual fee of $79, $0 first year.