- Annual Fee $69
- Intro Purchase APR -
- Regular Purchase APR 12.99%-22.99% (Variable)
- Earn 2 points for every $1 spent on Celebrity, Royal Caribbean, and Azamara purchases
- Earn 1 point for every $1 spent on all other purchases
- Signup Bonus 10,000 points for making your first purchase
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 12.99%-22.99% (Variable)
- Cash Advance APR 15.99%-24.99% (Variable)
- Penalty APR Up to 29.99% (Variable)
- Late Fee Up to $38
- Returned Payment Fee Up to $27
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- 10,000 Bonus Points Annually: When you make at least $10,000 in purchases each year.
- $300 Discount Off a Future Cruise: Of at least 7 nights or more in a Concierge Class stateroom, after $5,000 in transactions within your first 60 days.
- Account Alerts: Get alerts about account information on your phone.
- Mobile Banking: Pay your credit card bill online, transfer funds, check available credit and more.
- Text Banking: Send a text and get important account information.
- Zero Liability Protection: Cardholders aren’t held responsible for unauthorized transactions.
- Overdraft Protection: Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.
Visa Signature Benefits
- This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.