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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 14.99%–22.99% Variable |
Balance Transfer Fee | 5%, $10 minimum |
Penalty APR | Up to 29.99% Variable |
Late Fee | Up to $40 |
Returned Payment Fee | Up to $29 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 17.99%–27.24% Variable |
Cash Advance Fee | 3%, $10 minimum |
Bank of America has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe Celebrity Cruises® Visa Signature® Credit Card is a good card if you travel through Celebrity, Royal Caribbean, and Azamara frequently. You’ll earn rewards for purchases through Celebrity, Royal Caribbean, and Azamara and more.
You’ll earn 2X points per dollar spent on Celebrity Cruises, Royal Caribbean, and Azamara Cruise Club purchases, and 1X point per dollar spent on all other purchases. You’ll also get 10,000 bonus points after your first card purchase within 90 days of opening your account.
This card has no annual fee.