Bank of America Business Advantage Cash Rewards Mastercard®

The Business Advantage Cash Rewards Mastercard is issued by Bank of America, and has no annual fee. That makes it a good option for spending in the bonus reward categories, which include gas and office supply stores. You can also earn a nice statement credit pretty easily.

It doesn’t have a lot of fancy features, and there are just a few extra benefits with this card. But if your business spends thousands of dollars in these reward categories it could be a good way to earn some cash back.

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Quick View

Quick View

  • Rewards
    • 3% cash back at gas stations and office supply stores (up to $250,000 in combined spending per year)
    • 2% cash back at restaurants
    • 1% cash back everywhere else
  • Signup Bonus $200 statement credit for spending $500 in purchases in the first 60 days after account opening
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR N/A for N/A
  • Regular Balance Transfer APR 12.49%–24.49% Variable
  • Cash Advance APR 25.49% Variable
  • Penalty APR See Terms
  • Late Fee Up to $49
  • Returned Payment Fee Up to $39

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Account Management

  • Cash Flow Management Tools

    A variety of services to help track and manage your expenses. Includes QuickBooks compatibility.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile Banking

    Pay your credit card bill online, transfer funds, check available credit and more.

  • Text Banking

    Send a text and get important account information.

Security

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Overdraft Protection

    Link a Bank of America account to your card to prevent declined purchases and returned checks if you take out too much money from your account.

  • ShopSafe®

    Protection when you are shopping online.

Travel

  • Travel Accident Insurance

    Provides coverage up to $100,000 in the case of accidental death or dismemberment, when traveling by common carrier.

  • Auto Rental Insurance

    Provides coverage for rented vehicles against accidental damage and theft, as long as the rental company’s insurance is declined.

Shopping

  • Extended Warranty

    Doubles the original manufacturer’s warranty for eligible items, up to one additional year.

Visitor Reviews

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