Bank of America Business Advantage Cash Rewards Mastercard®


For People with
Excellent Credit

REVIEWS

Reviews

The Business Advantage Cash Rewards Mastercard is issued by Bank of America, and has no annual fee. That makes it a good option for spending in the bonus reward categories, which include gas and office supply stores. You can also earn a nice statement credit pretty easily.

It doesn’t have a lot of fancy features, and there are just a few extra benefits with this card. But if your business spends thousands of dollars in these reward categories it could be a good way to earn some cash back.

Card Quick Facts

Card Quick Facts

  • 3% cash back at gas stations and office supply stores (up to $250,000 combined spending annually)
  • 2% cash back at restaurants
  • $200 statement credit for spending $500 in the first 60 days
  • 0% intro APR for purchases for 9 billing cycles
  • No annual fee
  • Cash flow management services

For People with
Excellent Credit

REVIEWS

Reviews

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Card Details

Rewards

Rewards

  • 3% cash back at gas stations and office supply stores (up to $250,000 in combined spending per year)
  • 2% cash back at restaurants
  • 1% cash back everywhere else

Introductory Bonus

  • $200 statement credit for spending $500 in purchases in the first 60 days after account opening
Card Stats

Card Stats

Annual Fee None
Additional Cards Annual Fee -
Regular Purchase APR 12.49%–24.49% Variable
Intro Purchase APR 0% for 9 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR See Terms
Late Fee Up to $49
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR N/A for N/A
Regular Balance Transfer APR 12.49%–24.49% Variable
Balance Transfer Fee 4% (Min $10)
Cash Advances

Cash Advances

Cash Advance APR 25.49% Variable
Cash Advance Fee 4% (Min $10)

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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