- Annual Fee $0
- Intro Purchase APR 0% for 12 months
- Regular Purchase APR 11.99%-21.99% (Variable)
- Pay more than the monthly minimum each month and earn $25 per quarter to pay off your balance faster, up to $100 each year
- $5 extra per quarter when you have a Bank of America® checking or savings account
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR 0% for 12 months
- Regular Balance Transfer APR 11.99%-21.99% (Variable)
- Cash Advance APR 14.99%-24.99%
- Penalty APR Up to 29.99% (Variable)
- Late Fee Up to $38
- Returned Payment Fee Up to $27
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Account Alerts: Get alerts about account information on your phone.
- Mobile Banking: Pay your credit card bill online, transfer funds, check available credit and more.
- Text Banking: Send a text and get important account information.
- Fraud Protection: You will not be held responsible for unauthorized use of your card.
- Overdraft Protection: Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.
- ShopSafe®: Protection when you are shopping online.
- This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.