BankAmericard® Better Balance Rewards™ Credit Card

The BankAmericard® Better Balance Rewards™ Credit Card allows you to save on interest with a 0% introductory APR for 12 billing cycles for purchases and balance transfers.

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  • Rewards
    • Pay more than the monthly minimum each month and earn $25 per quarter to pay off your balance faster, up to $100 each year
    • $5 extra per quarter when you have a Bank of America® checking or savings account
  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR 0% for 12 months
  • Regular Balance Transfer APR 11.99%-21.99% (Variable)
  • Cash Advance APR 14.99%-24.99%
  • Penalty APR Up to 29.99% (Variable)
  • Late Fee Up to $38
  • Returned Payment Fee Up to $27

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Account Management

  • Account Alerts: Get alerts about account information on your phone.
  • Mobile Banking: Pay your credit card bill online, transfer funds, check available credit and more.
  • Text Banking: Send a text and get important account information.


  • Fraud Protection: You will not be held responsible for unauthorized use of your card.
  • Overdraft Protection: Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.
  • ShopSafe®: Protection when you are shopping online.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

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The Insider

Brendan Harkness
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Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

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Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

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Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard
Brendan Harkness | Sep 22, 2016

The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

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