BankAmericard® Better Balance Rewards™ Credit Card

The BankAmericard® Better Balance Rewards™ Credit Card allows you to save on interest with a 0% introductory APR for 12 billing cycles for purchases and balance transfers.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards
    • Pay more than the monthly minimum each month and earn $25 per quarter to pay off your balance faster, up to $100 each year
    • $5 extra per quarter when you have a Bank of America® checking or savings account
  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR 0% for 12 months
  • Regular Balance Transfer APR 11.99%-21.99% (Variable)
  • Cash Advance APR 14.99%-24.99%
  • Penalty APR Up to 29.99% (Variable)
  • Late Fee Up to $38
  • Returned Payment Fee Up to $27

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Account Management

  • Account Alerts: Get alerts about account information on your phone.
  • Mobile Banking: Pay your credit card bill online, transfer funds, check available credit and more.
  • Text Banking: Send a text and get important account information.

Security

  • Fraud Protection: You will not be held responsible for unauthorized use of your card.
  • Overdraft Protection: Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.
  • ShopSafe®: Protection when you are shopping online.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

The Insider

Brendan Harkness
Platinum Card® from American Express Review: Is it worth the $550 annual fee?
Brendan Harkness | Sep 20, 2017

The Platinum Card from American Express provides a wide range of benefits and rewards, but is it worth the $550 annual fee?

Read More
John Ganotis
Is my credit card account open if I didn’t activate the card yet?
John Ganotis | Sep 18, 2017

Read More
Brendan Harkness
Review of the American Express® Premier Rewards Gold Card
Brendan Harkness | Sep 04, 2017

The Premier Rewards Gold and Gold Card from American Express are travel-focused charge cards, offering points and benefits. Is one right for you?

Read More