The BankAmericard® Better Balance Rewards™ Credit Card allows you to save on interest with a 0% introductory APR for 12 billing cycles for purchases and balance transfers.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $0
- Intro Purchase APR 0% for 12 months
- Regular Purchase APR 11.99%-21.99% (Variable)
- Pay more than the monthly minimum each month and earn $25 per quarter to pay off your balance faster, up to $100 each year
- $5 extra per quarter when you have a Bank of America® checking or savings account
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR 0% for 12 months
- Regular Balance Transfer APR 11.99%-21.99% (Variable)
- Cash Advance APR 14.99%-24.99%
- Penalty APR Up to 29.99% (Variable)
- Late Fee Up to $38
- Returned Payment Fee Up to $27
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Account Alerts: Get alerts about account information on your phone.
- Mobile Banking: Pay your credit card bill online, transfer funds, check available credit and more.
- Text Banking: Send a text and get important account information.
- Fraud Protection: You will not be held responsible for unauthorized use of your card.
- Overdraft Protection: Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.
- ShopSafe®: Protection when you are shopping online.
- This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.