Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
The BankAmericard is pretty simple, featuring a long 0% intro APR for purchases and balance transfers, giving you time to pay interest-free. There aren’t any rewards, but there’s no annual fee either and you can check your FICO credit score based on your TransUnion credit report.
Bank of America has several card types depending on your needs.
You can usually pay your bill online on yourCredit card issuer's website
1-800-932-2775 orTry a different phone number
The BankAmericard® Credit Card is a basic low interest credit card provided by Bank of America, and is one of the better cards for balance transfers.
Cardholders will get 0% APR for purchases and balance transfers for 18 billing cycles. This rate applies to balance transfers made within the first 60 days.
After the 0% rate runs out, a regular rate of 12.99%–22.99% Variable will apply for purchases and balance transfers.
This card has no annual fee.
Fun fact: The BankAmericard was the name of the first ever credit card, way back in 1958. It doesn’t bear much relation to this current incarnation, except for the name.