BankAmericard® Credit Card
The BankAmericard® Credit Card is a basic low interest credit card provided by Bank of America.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
Quick View
- Annual Fee $0
- Intro Purchase APR 0% for 15 months
- Regular Purchase APR 12.74%–22.74% Variable
-
Rewards
None
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR 0% for 15 months
- Regular Balance Transfer APR 12.74%–22.74% Variable
- Cash Advance APR 15.74%–25.74% Variable
- Penalty APR None
- Late Fee Up to $38
- Returned Payment Fee Up to $27
Card Benefits
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Account Management
- Account Alerts: Get alerts about account information on your phone.
- Mobile Banking: Pay your credit card bill online, transfer funds, check available credit and more.
- Text Banking: Send a text and get important account information.
Security
- Fraud Protection: You will not be held responsible for unauthorized use of your card.
- Overdraft Protection: Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.
- ShopSafe®: Protection when you are shopping online.
Visa Benefits
- This card comes with Visa benefits. You will be provided with a list of benefits available to you once you get approved for your card.
