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The BankAmericard is pretty simple, featuring a long 0% intro APR for purchases and balance transfers, giving you time to pay interest-free. There aren’t any rewards, but there’s no annual fee either and you can check your FICO credit score based on your TransUnion credit report.
Bank of America has several card types depending on your needs.
You can usually pay your bill online on yourCredit card issuer's website
1-800-932-2775 orTry a different phone number
The BankAmericard® Credit Card is a basic low interest credit card provided by Bank of America, and is one of the better cards for balance transfers.
Cardholders will get 0% APR for purchases and balance transfers for 12 billing cycles. This rate applies to balance transfers made within the first 60 days, and there’s also no balance transfer fee for any transfers made in the first 60 days. That’s a pretty exceptional offer because most cards charge a 3% or 5% fee.
After the 0% rate runs out, a regular rate of 12.99%–22.99% Variable will apply for purchases and balance transfers.
This card has no annual fee.
Fun fact: The BankAmericard was the name of the first ever credit card, way back in 1958. It doesn’t bear much relation to this current incarnation, except for the name.