BankAmericard® Credit Card


For People with
Good Credit

REVIEWS

Reviews

The BankAmericard® Credit Card is a basic low interest credit card provided by Bank of America, and is one of the better cards for balance transfers.

Cardholders will get 0% APR for purchases and balance transfers for 15 months. This rate applies to balance transfers made within the first 60 days, and there’s also no balance transfer fee for any transfers made in the first 60 days. That’s a pretty exceptional offer because most cards charge a 3% or 5% fee.

After the 0% rate runs out, a regular rate of 14.99%–24.99% Variable will apply for purchases and balance transfers.

This card has no annual fee.

Card Quick Facts

Card Quick Facts

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then 14.99%–24.99% Variable APR.
  • No transfer fee for the first 60 days, then 3% (minimum $10)
  • No annual fee
  • Zero Liability Fraud Protection, so you’re not responsible for any fraudulent charges made on your account
  • The perfect card for those seeking a simple yet convenient-to-use credit card

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.99%–24.99% Variable
Intro Purchase APR 0% for 15 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 14.99%–24.99% Variable
Balance Transfer Fee None for first 60 days, then 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 17.99%–26.99% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile Banking

    Pay your credit card bill online, transfer funds, check available credit and more.

  • Text Banking

    Send a text and get important account information.

  • Visa Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • Free FICO® Credit Score

    Get free access to your FICO® Score from TransUnion, updated monthly.

  • Overdraft Protection

    Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.

  • ShopSafe®

    Protection when you are shopping online.

  • Zero Liability Fraud Guarantee

    You are not held responsible for unauthorized transactions on your card.

  • Fraud Protection

    Potential fraud is blocked if abnormal patterns are detected and you will be alerted if fraudulent activity is suspected.

Visitor Reviews

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