Bank of America Travel Rewards® Credit Card for Students


For People with
No Credit

REVIEWS

Reviews

The Bank of America Travel Rewards® Credit Card for Students offers travel rewards and benefits to people with limited or no credit.

You’ll earn 3X points per dollar in the Bank of America travel center, and 1.5X points per dollar on all other purchases. Your points will never expire.

This card has no annual fee and no foreign transaction fees.

Card Quick Facts

Card Quick Facts

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire
  • 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days – that can be a $250 statement credit towards travel purchases
  • Use your card to book your trip how and where you want – no blackout dates and restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 17.24%–25.24% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • Access your FICO® Score, updated monthly, for free from TransUnion
  • If you’re a Preferred Rewards client, you can increase that bonus to 25%-75%. Click “Apply Now” to learn more about Preferred Rewards

For People with
No Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 3X points per dollar on purchases from the Bank of America travel center
  • 1.5X points per dollar for all other purchases

Introductory Bonus

  • 25,000 bonus points when you spend $1,000 in the first 3 months
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 17.24%–25.24% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR Up to 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.24%–25.24% Variable
Balance Transfer Fee 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 20.24%–27.24% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile Banking

    Pay your credit card bill online, transfer funds, check available credit and more.

  • Free FICO® Credit Score

    Get free access to your FICO® Score from TransUnion, updated monthly.

  • Text Banking

    Send a text and get important account information.

  • Visa Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Overdraft Protection

    Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.

  • ShopSafe®

    Protection when you are shopping online.

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