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BankAmericard® Secured Credit Card

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Our rating
Credit range: Bad
Annual Fee: $0
Regular APR: 25.24% Variable

BankAmericard® Secured Credit Card

Our rating
Bad Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 25.24% Variable
Balance Transfer Fee 3%, $10 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $28
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.24% Variable
Cash Advance Fee 3%, $10 minimum
How to Get a Cash Advance with a Credit Card
BankAmericard® Secured Credit Card

Highlights

  • No application fees or activation fees
  • Credit line of $300–$4,900
  • Your maximum credit line is determined by your individual ability to pay based on the income that you provide and your security deposit
  • Important account information is shared with the 3 major credit bureaus—helping you build your credit history
  • After 12 months, you may qualify to have your security deposit returned while you continue to use your card
  • Get free access to your FICO® Score from TransUnion, updated monthly.
  • Access to credit education topics like using credit cards responsibly, budgeting and more
  • No annual fee
ABOUT THE ISSUER

Bank of America

Bank of America has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-732-9194 or

Try a different phone number
See all Issuer Cards

The BankAmericard® Secured Credit Card lives up to its name. Not only does it help cardholders establish and restore their credit as a secured card, it also provides added security for shopping and banking online.

A minimum deposit of $300 is required to open this account. The maximum credit line, up to $4900, is determined by your income, the amount of the security deposit, and your ability to pay. After 12 months, Bank of America may review your account and give your security deposit back.

This card has no annual fee.