BankAmericard® Credit Card for Students


For People with
No Credit

REVIEWS

Reviews

The BankAmericard Credit Card for Students is a decent student credit card. There are no spending rewards.

The main attraction is the 15-month 0% introductory APR period, for both purchases and balance transfers. You can use this intro period to pay off purchases or large balances over time, without accruing interest.

There’s no annual fee for this card. And foreign transactions have a 3% fee.

Card Quick Facts

Card Quick Facts

  • 15-month 0% intro APR for purchases and balance transfers
  • Free FICO Credit Score, based on your TransUnion credit report
  • $0 Liability and Fraud Protection
  • 3% foreign transaction fee
  • No annual fee

For People with
No Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.99%–24.99% Variable
Intro Purchase APR 0% for 15 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months, for transfers made within the first 60 days
Regular Balance Transfer APR 14.99%–24.99% Variable
Balance Transfer Fee No fee for transfers made within 60 days; after that 5%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 17.99%–26.99% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Free FICO Credit Score

    Check your FICO Score 8 whenever you’d like, based on your TransUnion credit report.

  • $0 Liability Fraud Protection

    You won’t be held liable for fraudulent transactions.

  • Fraud Monitoring

    Automatically detects fraudulent activity and provides notifications.

  • Overdraft Protection

    Link your card to a BofA checking account to help prevent declined purchases and returned checks.

Visitor Reviews

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