Skip to content

BankAmericard® Credit Card for Students

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Our rating
Credit range: No Credit
Annual Fee: $0
Regular APR: 14.99%–24.99% Variable
Intro Balance Transfer APR: 0% for 15 months
Intro Purchase APR: 0% for 15 months

BankAmericard® Credit Card for Students

Our rating
No Credit Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 14.99%–24.99% Variable
Balance Transfer Fee $0 for first 60 days, then 3%, $10 minimum

Fees

Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $27
Additional Cards Annual Fee None
Foreign Transaction Fee 3%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 17.99%–26.99% Variable
  • Cash Advance Fee: 3%, $10 minimum
ABOUT THE ISSUER

Bank of America

Bank of America has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-732-9194 or

Try a different phone number
See all Issuer Cards
BankAmericard® Credit Card for Students

Highlights

  • 15-month 0% intro APR for purchases and balance transfers
  • Free FICO Credit Score, based on your TransUnion credit report
  • $0 Liability and Fraud Protection
  • 3% foreign transaction fee
  • No annual fee

The BankAmericard Credit Card for Students is a decent student credit card. There are no spending rewards.

The main attraction is the 15-month 0% introductory APR period, for both purchases and balance transfers. You can use this intro period to pay off purchases or large balances over time, without accruing interest.

There’s no annual fee for this card. And foreign transactions have a 3% fee.