Bank of America® Travel Rewards Credit Card

The Bank of America® Travel Rewards Credit Card offers 1.5X points for every dollar spent, except for purchases through the Bank of America Travel Center which provide 3X points per dollar.

There’s also a nice introductory bonus of 25,000 points for spending $1,000 in the first 90 days after account opening. Those points are worth $250 as a statement credit toward travel expenses.

You’ll get a 10% point bonus if you have an active Bank of America checking or savings account. That can be increased to a 25–75% point bonus if you’re a Bank of America Preferred Rewards client, which requires having a fairly significant amount of money in eligible bank accounts.

Frequent travelers should consider this no annual fee card to earn some money back on trips, and it can be used outside the country without any extra foreign transaction fee.

Card Quick Facts

Card Quick Facts

  • Earn 3X points per $1 spent on eligible purchases from the Bank of America Travel Center.
  • Earn unlimited 1.5X points per $1 spent on all other purchases.
  • 25,000 online bonus points if you spend at least $1,000 in purchases in the first 90 days.
  • Use your card to book your trip how and where you want — no blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees.
  • 0% introductory APR for 12 billing cycles for purchases, then 17.24%–25.24% Variable APR.
  • No annual fee, no foreign transaction fees, and your points don’t expire.
  • Get an additional 10% customer points bonus on every purchase if you have an active Bank of America checking or savings account.
  • If you’re a Preferred Rewards client, you can increase that bonus to 25%–75%.

Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 3X points per dollar spent at the Bank of America Travel Center
  • 1.5X points per dollar spent on all other purchases
How to Redeem

Introductory Bonus

  • 25,000 bonus points for spending $1,000 in the first 90 days after account opening
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 17.24%–25.24% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR Up to 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.24%–25.24% Variable
Balance Transfer Fee 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 20.24%–27.24% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Visa Platinum or Signature Benefits

    This card may come with additional Visa benefits. You’ll be provided with a full list of benefits available to you once you are approved for your card.

  • No Blackout Dates

    On point redemptions.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile Banking

    Pay your credit card bill online, transfer funds, check available credit and more.

  • Text Banking

    Send a text to get important account information.

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card (contact customer service immediately if you suspect fraud).

  • Overdraft Protection

    Link a Bank of America account to your card to prevent declined purchases and return checks if you take out too much money from your account.

  • ShopSafe®

    Extra protection when you are shopping online.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

Average rating:  
 0 reviews

The Insider

Susan Shain
Alaska Airlines Credit Cards: The Amazing Perk You Need to Know About
Susan Shain | Mar 21, 2019

Learn about the pros and cons of Alaska Airlines credit cards — plus how to get a 2-for-1 airline ticket (also known as a companion fare).

Read More
Ellen Sirull
What Is a Credit Builder Loan? Another Way to Build Credit
Ellen Sirull | Mar 18, 2019

Credit builder loans are designed to help you build credit, providing a simple and easy way to establish a positive payment history on credit reports.

Read More
Michelle Black
Credit Score Ranges — Good, Bad, and Excellent
Michelle Black | Mar 14, 2019

You know your credit scores, but how do lenders view your credit? Learn about credit score ranges and see how you measure up.

Read More