Bank of America® Travel Rewards Credit Card


The Bank of America® Travel Rewards Credit Card offers 1.5x points for every $1 spent on most purchases and a nice introductory bonus. The exception to that is any purchase through the Bank of America Travel Center, which will earn 3X points per dollar.

Frequent travelers should consider this card to earn some money back on trips, and you can use it outside the country without any extra fee or annual fee.

Card Quick Facts

Card Quick Facts

  • Earn unlimited 1.5X points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire
  • Earn 3X points per $1 spent on eligible purchases from the Bank of America Travel Center
  • 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days – that can be a $250 statement credit towards travel purchases
  • Use your card to book your trip how and where you want – no blackout dates and restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.99%–24.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25%-75%. Click “Apply Now” to learn more about Preferred Rewards

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 3X points per $1 spent on purchases from the Bank of America Travel Center
  • 1.5X points per $1 spent on all other purchases
  • Bank of America members can get an extra 10% on points or more on purchases
How to Redeem

Introductory Bonus

  • 25,000 bonus points when you spend $1,000 in the first 90 days after account opening
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 16.99%-24.99% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 16.99%-24.99% Variable
Balance Transfer Fee 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 19.99%–26.99% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • No Blackout Dates

    On point redemptions.

  • Visa Platinum or Signature Benefits

    This card may come with additional Visa benefits. You’ll be provided with a full list of benefits available to you once you are approved for your card.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile Banking

    Pay your credit card bill online, transfer funds, check available credit and more.

  • Text Banking

    Send a text to get important account information.

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card (contact customer service immediately).

  • Overdraft Protection

    Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.

  • ShopSafe®

    Protection when you are shopping online.

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