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Bank of America® Travel Rewards Credit Card

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Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 17.24%–25.24% Variable
Intro Purchase APR: 0% for 12 billing cycles

Bank of America® Travel Rewards Credit Card

Our rating
Good Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 3X points per dollar spent at the Bank of America Travel Center
  • 1.5X points per dollar spent on all other purchases

INTRODUCTORY BONUS

25,000 bonus points for spending $1,000 in the first 90 days after account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.24%–25.24% Variable
Balance Transfer Fee 3%, $10 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $28
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR See Terms
Cash Advance Fee See Terms
How to Get a Cash Advance with a Credit Card
Bank of America® Travel Rewards Credit Card

Highlights

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 17.24% – 25.24% Variable APR will apply
  • If you’re a Preferred Rewards member, you can earn 25% – 75% more points on every purchase
ABOUT THE ISSUER

Bank of America

Bank of America has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-732-9194 or

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The Bank of America® Travel Rewards Credit Card offers 1.5X points for every dollar spent, except for purchases through the Bank of America Travel Center which provide 3X points per dollar.

There’s also a nice introductory bonus of 25,000 points for spending $1,000 in the first 90 days after account opening. Those points are worth $250 as a statement credit toward travel expenses.

You’ll get a 10% point bonus if you have an active Bank of America checking or savings account. That can be increased to a 25%–75% point bonus if you’re a Bank of America Preferred Rewards client, which requires having a fairly significant amount of money in eligible bank accounts.

Frequent travelers should consider this no annual fee card to earn some money back on trips, and it can be used outside the country without any extra foreign transaction fee.