Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card

For People with
Excellent Credit



The Bank of America Business Advantage Travel Rewards World Mastercard is a general travel rewards card for small business owners. It has no annual fee, and offers a solid rewards program for people who tend to travel with a variety of airlines and stay at a variety of hotels.

Cardholders get 3X points per dollar when booking travel through the Bank of America Travel Center, which is powered by Orbitz. That includes airline flights, hotel bookings, and car rentals. And 1.5X points per dollar is provided for every other purchase.

There’s an introductory signup offer of 25,000 bonus points for spending $1,000 in the first 60 days after account opening.

Points are worth 1 cent each when redeemed for travel expenses. That means the intro bonus is worth $250, for a 25% return on your spending.

You can get a 25–75% bonus on your reward redemptions if you enroll in the Business Advantage Relationship Rewards program.

There’s also a 0% introductory APR for 9 months for both purchases and balance transfers, giving you some time to pay off a balance at no interest.

Bank of America reports business card activity to Equifax Business.

Card Quick Facts

Card Quick Facts

  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don’t expire.
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center – powered by Expedia®
  • No annual fee and no international transaction fees. 
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Get a 75% rewards bonus on the base earn of every purchase you make when you’re a Business Advantage Relationship Rewards Platinum Honors tier client. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.

For People with
Excellent Credit



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Card Details



  • 3X points per $1 spent on travel (airline, hotel, car) booked through the Bank of America Travel Center, powered by Orbitz
  • 1.5X points per $1 spent on every other purchase

Introductory Bonus

  • 25,000 bonus points for spending $1,000 on purchases in the first 60 days after account opening
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 13.49%–23.49% Variable
Intro Purchase APR 0% for 9 billing cycles
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR See Terms
Late Fee Up to $49
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 13.49%–23.49% Variable
Balance Transfer Fee 4%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.49% Variable
Cash Advance Fee 4%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Mastercard Benefits

    This card comes with either World Mastercard benefits. Check your Guide to Benefits to learn which specific benefits your card has.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile Banking

    Pay your credit card bill online, transfer funds, check available credit and more.

  • Text Banking

    Send a text and get important account information.

  • Fraud Monitoring

    Bank of America will monitor for abnormal spending patterns to block potential fraud.

  • Overdraft Protection

    Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.

  • Zero Liability Protection

    You are not liable for unauthorized transactions made to your account and provides additional protection for misuse by terminated employees and purchases against loss, damage, fire or theft.

  • Travel and Emergency Services

    Call for emergency assistance any time while traveling.

  • Lost Luggage Reimbursement

    You can be reimbursed for eligible expenses if your bags are lost by a common carrier.

  • Trip Cancellation Insurance

    If your trip is cancelled for an eligible reason you can receive reimbursement.

  • Trip Delay Reimbursement

    You may be eligible for reimbursement if your trip is delayed for certain reasons.

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