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Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card

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Our rating
Credit range: Excellent
Annual Fee: $0
Regular APR: 13.49%–23.49% Variable
Intro Purchase APR: 0% for 9 billing cycles

Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card

Our rating
Excellent Credit range
$0 Annual Fee
Apply Now

Highlights & Features


  • 3X points per $1 spent on travel (airline, hotel, car) booked through the Bank of America Travel Center, powered by Orbitz
  • 1.5X points per $1 spent on every other purchase


25,000 bonus points for spending $1,000 on purchases in the first 60 days after account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 13.49%–23.49% Variable
Balance Transfer Fee 4%, $10 minimum


Penalty APR See Terms
Late Fee Up to $49
Returned Payment Fee Up to $39
Additional Cards Annual Fee None
Foreign Transaction Fee 0%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 26.49% Variable
  • Cash Advance Fee: 4%, $10 minimum

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Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card


  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don’t expire.
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center – powered by Expedia®
  • No annual fee and no international transaction fees. 
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Get a 75% rewards bonus on the base earn of every purchase you make when you’re a Business Advantage Relationship Rewards Platinum Honors tier client. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.

The Bank of America Business Advantage Travel Rewards World Mastercard is a general travel rewards card for small business owners. It has no annual fee, and offers a solid rewards program for people who tend to travel with a variety of airlines and stay at a variety of hotels.

Cardholders get 3X points per dollar when booking travel through the Bank of America Travel Center, which is powered by Orbitz. That includes airline flights, hotel bookings, and car rentals. And 1.5X points per dollar is provided for every other purchase.

There’s an introductory signup offer of 25,000 bonus points for spending $1,000 in the first 60 days after account opening.

Points are worth 1 cent each when redeemed for travel expenses. That means the intro bonus is worth $250, for a 25% return on your spending.

You can get a 25–75% bonus on your reward redemptions if you enroll in the Business Advantage Relationship Rewards program.

There’s also a 0% introductory APR for 9 months for both purchases and balance transfers, giving you some time to pay off a balance at no interest.

Bank of America reports business card activity to Equifax Business.