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AAA Member Rewards Visa Signature® Card

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Availability of this card depends on where you live and which AAA club you are associated with. You may be offered a different card, or you may not be eligible for any product at all. When your application is approved, you will receive either a Visa Signature or Visa Platinum version.

Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 15.49%–25.49% Variable
Intro Balance Transfer APR: 0% for 12 months

AAA Member Rewards Visa Signature® Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 3X points per dollar on:
    • AAA
    • Travel
  • 2X points per dollar for:
    • Gas
    • Grocery stores
    • Wholesale clubs
    • Drug stores
  • 1X point per dollar for all other purchases

INTRODUCTORY BONUS

$150 statement credit for spending $750 in the first 90 days

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 15.49%–25.49% Variable
Balance Transfer Fee 3%, $10 minimum

Fees

Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $28
Additional Cards Annual Fee $0
Foreign Transaction Fee None

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 18.49%–27.49% Variable
  • Cash Advance Fee: 3%, $10 minimum
ABOUT THE ISSUER

Bank of America

Bank of America has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-665-3581 or

Try a different phone number
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AAA Member Rewards Visa Signature® Card

Highlights

  • 3X points per dollar on qualifying AAA and travel purchases
  • 2X points per dollar on gas, grocery store, and drug store purchases
  • 1X point per dollar for all other purchases
  • $150 statement credit after spending $750 in the first 90 days
  • 0% intro APR for 12 months for balance transfers made within the first 60 days, then your rate will be 15.49%–25.49% Variable
  • Visa Platinum or Visa Signature benefits
  • No annual fee
  • No foreign transaction fees

The AAA Member Rewards Visa Signature® Card by Bank of America is a decent card for AAA members.

This card may or may not be available to you, depending on where you live and which AAA club you have a membership with. When you visit the AAA website or go to apply for this card you may be asked to input your zip code. You might be given a different card offer after that.

You’ll earn 3X points per dollar on eligible travel and AAA purchases. And 2X points per dollar for gas, grocery store, wholesale club, and drug store purchases.

There’s an introductory bonus offer of $150 for spending $750 in the first 90 days, a return on spend of 20%.

The AAA Member Rewards card is available as either a Visa Signature or Visa Platinum, depending on your creditworthiness. You’ll first be considered for a Signature card. If your credit isn’t good enough, you’ll then be considered for the Platinum. Signature cards have more benefits than Platinum cards.

Cardholders also get a 0% intro APR for 12 months for balance transfers made within the first 60 days, then your rate will be 15.49%–25.49% Variable.

This card has no annual fee.