- Annual Fee $0
- Intro Purchase APR 0% for 12 months
- Regular Purchase APR 12.99% to 22.99% (Variable)
- Earn 3 points for every $1 spent on qualifying AAA and travel purchases
- Earn 2 points for every $1 spent on gas, grocery and drug store purchases
- Earn 1 point for every $1 spent on all other purchases
- Signup Bonus $100 statement credit after qualifying purchase(s)
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 2%
- Intro Balance Transfer APR 0% for 12 months
- Regular Balance Transfer APR 12.99% to 22.99% (Variable)
- Cash Advance APR 15.99% to 24.99% (Variable)
- Penalty APR Up to 29.99%
- Late Fee Up to $38
- Returned Payment Fee Up to $27
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Account Alerts: Get alerts about account information on your phone.
- Mobile Banking: Pay your credit card bill online, transfer funds, check available credit and more.
- Text Banking: Send a text and get important account information.
- Fraud Protection: You will not be held responsible for unauthorized use of your card.
- Overdraft Protection: Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.
- ShopSafe®: Protection when you are shopping online.
Visa Signature Benefits
- This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.