AAA Member Rewards Visa Signature® Card


For People with
Fair Credit

REVIEWS

Reviews

The AAA Member Rewards Visa Signature® Card by Bank of America is a decent card for AAA members.

This card may or may not be available to you, depending on where you live and which AAA club you have a membership with. When you visit the AAA website or go to apply for this card you may be asked to input your zip code. You might be given a different card offer after that.

You’ll earn 3% cash back on eligible travel and AAA purchases. And 2% cash back for gas, grocery store, and drug store purchases.

There’s a signup bonus offer of $75 for spending $500 in the first 90 days, a return on spend of 15%.

The AAA Members Rewards card is available as either a Visa Signature or Visa Platinum, depending on your creditworthiness. You’ll first be considered for a Signature card. If your credit isn’t good enough, you’ll then be considered for the Platinum. Signature cards have more benefits than Platinum cards.

Cardholders also get a 0% intro APR for 12 months for balance transfers made within the first 60 days.

Card Quick Facts

Card Quick Facts

  • 3% cash back on qualifying AAA and travel purchases
  • 2% cash back on gas, grocery and drug store purchases
  • 1% cash back on purchases everywhere else
  • $75 statement credit after spending $500 in the first 90 days
  • Visa Platinum or Visa Signature benefits
  • No annual fee
  • No foreign transaction fees

For People with
Fair Credit

REVIEWS

Reviews

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Card Details

Rewards

Rewards

  • 3% cash back on qualifying AAA and travel purchases
  • 2% cash back on gas, grocery store, and drug store purchases
  • 1% cash back for all other purchases

Introductory Bonus

  • $75 statement credit for making $500 in purchases in the first 90 days
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee $0
Regular Purchase APR 14.99%–24.99% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 14.99%–24.99% Variable
Balance Transfer Fee 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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