Amtrak Guest Rewards World Mastercard®
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Amtrak Guest Rewards World Mastercard®
Highlights & Features
Rewards
- 3X points per dollar spent on Amtrak travel (including onboard purchases)
- 2X points per dollar spent on other qualifying Travel
- 1X point per dollar spent on all other purchases
INTRODUCTORY BONUS
20,000 bonus points for spending $1,000 in the first 90 daysBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 16.99%–24.99% Variable |
| Balance Transfer Fee | 3%, $10 minimum |
Fees
| Penalty APR | Up to 29.99% Variable |
| Late Fee | Up to $39 |
| Returned Payment Fee | Up to $28 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 19.99%–26.99% Variable |
| Cash Advance Fee | 5%, $10 minimum |
Amtrak Guest Rewards World Mastercard®
Highlights
- 3X points per dollar spent on Amtrak travel (including onboard purchases)
- 2X points per dollar spent on other qualifying travel
- 1X point per dollar spent on all other purchases
- 40,000 bonus points for spending $2,500 in the first 90 days
- 20% rebate in the form of a statement credit on your food and beverage purchases on board
- 5% point rebate when booking Amtrak travel redemptions
- Earn 1,000 tier-qualifying points for every $5,000 you spend
- Annual Companion Coupon and One-Class Upgrade Coupon
- Complimentary station lounge pass for a single visit
- Unlimited points don’t expire
- $79 annual fee
- No foreign transaction fees
ABOUT THE ISSUER
Bank of America
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteDue to the impact of COVID-19, for eligible card accounts approved from 1/1/20 through 5/31/20, the period to make eligible purchases to earn the welcome bonus will be extended for an additional 90 days.
The Amtrak Guest Rewards World Mastercard from Bank of America provides points for travel purchases, particularly from Amtrak but also for other qualifying expenses.
You’ll get 3X points per dollar spent on Amtrak travel (including onboard purchases), 2X points per dollar spent on other qualifying travel, and 1X point per dollar spent on all other purchases. You can get a signup bonus of 20,000 points for spending $1,000 in the first 90 days.
You’ll also get a few nice benefits to make your rides a bit cheaper and more comfortable, like companion passes and a complimentary station lounge pass for a single visit after you open your account.
This card has a $79 annual fee.
