Amtrak Guest Rewards World Mastercard®


For People with
Good Credit

REVIEWS

Reviews

The Amtrak Guest Rewards World Mastercard from Bank of America provides points for travel purchases, particularly from Amtrak but also for other qualifying expenses.

You’ll get 3X points per dollar spent on Amtrak travel (including onboard purchases), 2X points per dollar spent on other qualifying travel, and 1X point per dollar spent on all other purchases. You can get a signup bonus of 40,000 points for spending $2,500 in the first 90 days.

You’ll also get a few nice benefits to make your rides a bit cheaper and more comfortable, like companion passes and a complimentary station lounge pass for a single visit after you open your account.

This card has a $79 annual fee.

Card Quick Facts

Card Quick Facts

  • 3X points per dollar spent on Amtrak travel (including onboard purchases)
  • 2X points per dollar spent on other qualifying travel
  • 1X point per dollar spent on all other purchases
  • 40,000 bonus points for spending $2,500 in the first 90 days
  • 20% rebate in the form of a statement credit on your food and beverage purchases on board
  • 5% point rebate when booking Amtrak travel redemptions
  • Earn 1,000 tier-qualifying points for every $5,000 you spend
  • Annual Companion Coupon and One-Class Upgrade Coupon
  • Complimentary station lounge pass for a single visit
  • Unlimited points don’t expire
  • $79 annual fee
  • No foreign transaction fees

For People with
Good Credit

REVIEWS

Reviews

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Card Details

Rewards

Rewards

  • 3X points per dollar spent on Amtrak travel (including onboard purchases)
  • 2X points per dollar spent on other qualifying Travel
  • 1X point per dollar spent on all other purchases
How to Redeem

Introductory Bonus

  • 40,000 bonus points for spending $2,500 in the first 90 days
Card Stats

Card Stats

Annual Fee $79
Additional Cards Annual Fee -
Regular Purchase APR 16.99%–24.99% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $28
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 16.99%–24.99% Variable
Balance Transfer Fee 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 19.99%–26.99% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Earn Tier-Qualifying Points

    Each year you can earn 1,000 Tier-Qualifying Points towards a higher status for spending $5,000 (up to 4,000 points per year).

  • Annual Companion Coupon

    Each year you’ll get a companion coupon, which is valid for one free companion rail fair with the purchase of one regular adult fare.

  • Annual One-Class Upgrade Coupon

    Good for a single-class one-way upgrade, if space is available. Valid only from Coach to Business class, or from Acela Business class to Acela First class, on a single travel segment or leg.

  • Station Lounge Pass

    Complimentary station lounge pass for a single visit upon account opening.

  • $0 Liability Protection

    You will not be held responsible for unauthorized use of your card.

  • Overdraft Protection

    Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.

  • ShopSafe®

    Protection when you are shopping online.

Visitor Reviews

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Average rating:  
 1 reviews
by karen chevrier
False Promitions

I was purchasing tickets from Amtrak and was offered a promotion to save $100 on my first purchase.. I accepted the offer and got the new credit card. I never received the $100 credit on my statement and I have been fighting this for since April. The Customer Service people are not helpful and they act like they have no idea what is going on. I have been so upset that I was going to cancel my card. They said don't cancel the card until you get the credit issue resolved. Now they slapped on a $79 annual fee and refuse to remove it now.. I am disgusted. Now I have a balance of $179. I have lost my$100 promotion and the annual fee on top of it and its a brand new card which I do not want. I am Livid. This is absolutely - the worst card I have had. I have been a customer of Bank of America since the 90's. The Amtrak card is a scam.. I want this resolved and fast. I am tired of calling and getting the run around.

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