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Amtrak Guest Rewards World Mastercard®

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Our rating
Min. credit level: Good
Annual Fee: $79
Regular APR: 13.99%–23.99% Variable

Amtrak Guest Rewards World Mastercard®

Our rating
Good Min. credit level
$79 Annual Fee
Apply Now Read Our Review

Highlights & Features

Rewards

  • 3X points per dollar spent on Amtrak travel (including onboard purchases)
  • 2X points per dollar spent on other qualifying Travel
  • 1X point per dollar spent on all other purchases
Introductory Bonus
  • 20,000 bonus points for spending $1,000 in the first 90 days

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 13.99%–23.99% Variable
Balance Transfer Fee 3%, $10 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR Up to 29.99% Variable
Late Fee Up to $40
Returned Payment Fee Up to $29
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 16.99%–28.99% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Amtrak Guest Rewards World Mastercard®

Highlights

  • 3X points per dollar spent on Amtrak travel (including onboard purchases)
  • 2X points per dollar spent on other qualifying travel
  • 1X point per dollar spent on all other purchases
  • 40,000 bonus points for spending $2,500 in the first 90 days
  • 20% rebate in the form of a statement credit on your food and beverage purchases on board
  • 5% point rebate when booking Amtrak travel redemptions
  • Earn 1,000 tier-qualifying points for every $5,000 you spend
  • Annual Companion Coupon and One-Class Upgrade Coupon
  • Complimentary station lounge pass for a single visit
  • Unlimited points don’t expire
  • $79 annual fee
  • No foreign transaction fees
ABOUT THE ISSUER

Bank of America

Bank of America has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-732-9194 or

Try a different phone number
See all Issuer Cards

The Amtrak Guest Rewards World Mastercard from Bank of America provides points for travel purchases, particularly from Amtrak but also for other qualifying expenses.

You’ll get 3X points per dollar spent on Amtrak travel (including onboard purchases), 2X points per dollar spent on other qualifying travel, and 1X point per dollar spent on all other purchases. You can get a signup bonus of 20,000 points for spending $1,000 in the first 90 days.

You’ll also get a few nice benefits to make your rides a bit cheaper and more comfortable, like companion passes and a complimentary station lounge pass for a single visit after you open your account.

This card has a $79 annual fee.

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