Amtrak Guest Rewards Platinum MasterCard®


For People with
Fair Credit

The Amtrak Guest Rewards Platinum MasterCard from Bank of America provides points for travel purchases from Amtrak, which includes onboard purchases.

This card has fairly basic features, but it also has no annual fee. For a more rewarding card, with more points-per-dollar and valuable benefits, check out the Amtrak Guest Rewards World MasterCard®.

Card Quick Facts

Card Quick Facts

  • 2 points per dollar for Amtrak purchases
  • 12,000 points for spending $1,000 in 90 days
  • 5% point rebate when booking Amtrak travel redemptions
  • No annual fee
  • 13.24% – 23.24% APR *Variable

For People with
Fair Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2 points per $1 spent on Amtrak travel (including onboard purchases)
  • 1 point per $1 spent on all other purchases
  • 5% point rebate when booking Amtrak redemption travel
How to Redeem

Introductory Bonus

  • 12,000 bonus points for spending $1,000 in the first 90 days
Card Stats

Card Stats

Annual Fee None
Additional Cards Annual Fee -
Regular Purchase APR 13.24% - 23.24% *Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% *Variable
Late Fee Up to $37
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 13.24% - 23.24% *Variable
Balance Transfer Fee 3% ($10 min)
Cash Advances

Cash Advances

Cash Advance APR 16.24% - 25.24% *Variable
Cash Advance Fee 5% ($10 min)

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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