Amtrak Guest Rewards Platinum MasterCard®

The Amtrak Guest Rewards Platinum MasterCard from Bank of America provides points for travel purchases from Amtrak, which includes onboard purchases.

This card has fairly basic features, but it also has no annual fee. For a more rewarding card, with more points-per-dollar and valuable benefits, check out the Amtrak Guest Rewards World MasterCard®.

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  • Rewards
    • 2 points per $1 spent on Amtrak travel (including onboard purchases)
    • 1 point per $1 spent on all other purchases
    • 5% point rebate when booking Amtrak redemption travel
  • Signup Bonus 12,000 bonus points for spending $1,000 in the first 90 days
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee None
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 13.24% - 23.24% *Variable
  • Cash Advance APR 16.24% - 25.24% *Variable
  • Penalty APR Up to 29.99% *Variable
  • Late Fee Up to $37
  • Returned Payment Fee Up to $27

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Account Management

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile Banking

    Pay your credit card bill online, transfer funds, check available credit and more.

  • Text Banking

    Send a text and get important account information.


  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Overdraft Protection

    Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.

  • ShopSafe®

    Protection when you are shopping online.

Visitor Reviews

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The Insider

Brendan Harkness
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Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

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