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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 12 months |
Regular Balance Transfer APR | 17.24%–25.24% Variable |
Balance Transfer Fee | 3%, $10 minimum |
Penalty APR | Up to 29.99% Variable |
Late Fee | Up to $39 |
Returned Payment Fee | Up to $28 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 20.24%–27.24% Variable |
Cash Advance Fee | 3%, $10 minimum |
Bank of America has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe Allegiant World Mastercard® could be ideal for the frequent flier.
This card includes features such as Buy-One Get-One Free airfare, priority boarding, and you’ll also get one free beverage every time you fly Allegiant.
The Allegiant World Mastercard earns 3X points per $1 on Allegiant purchases, which includes airfare, hotels, car rentals, and attractions. 2X points per $1 are earned on qualifying dining purchases, and 1X point per $1 on all other purchases.
Cardholders get 0% APR for 12 months for balance transfers made during the first 60 days, followed by a regular rate of 17.24%–25.24% Variable.
There is a $59 annual fee for this card, and there are no foreign transaction fees.