Air France KLM World Elite Mastercard®
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Highlights & Features
Rewards
- 3X miles per dollar spent directly at:
- Air France
- KLM Royal Dutch Airlines
- SkyTeam member airlines
- 1.5X miles per dollar spent on all other purchases
INTRODUCTORY BONUS
25,000 bonus miles for spending $1,000 within the first 90 days of account openingBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 17.24%–25.24% Variable |
| Balance Transfer Fee | 3%, $10 minimum |
Fees
| Penalty APR | Up to 29.99% Variable |
| Late Fee | Up to $39 |
| Returned Payment Fee | Up to $28 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 20.24%–27.24% Variable |
| Cash Advance Fee | 3%, $10 minimum |
Air France KLM World Elite Mastercard®
Highlights
- Get 25,000 bonus miles after you spend $1,000 within the first 90 days of your account opening
- 5,000 bonus miles every year on your account anniversary after you spend $50 or more within the anniversary year
- 60 XP upon account approval, 20 XP every year on your account anniversary, and another 40 XP when you spend $15,000 within the anniversary year
- Earn 3X miles per $1 spent directly on Air France, KLM Royal Dutch Airlines, and SkyTeam member airlines, and 1.5X miles per $1 spent on all other purchases
- Redeem miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide
- View your FICO score any time you’d like at no cost, based on your TransUnion credit report
- Overdraft protection when you link your Bank of America business checking account
- No mileage cap on the amount of miles you can earn
- No foreign transaction fees
- $89 annual fee
ABOUT THE ISSUER
Bank of America
Bank of America has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Air France KLM World Elite Mastercard® could be a good pick for those who love traveling.
This card offers 25,000 bonus miles after you spend $1,000 within the first 90 days, and then you’ll get another 5,000 miles every year after you spend at least $50. That’s 5,000 miles for only one or two easy transactions per year.
After being approved you’ll get 60 XP (Experience Points). You’ll get an additional 20 XP per year after your account anniversary, and another 40 XP for every year that you spend at least $15,000.
You’ll also earn 3X miles per $1 spent directly with Air France, KLM Royal Dutch Airlines, and SkyTeam member airlines, and then 1.5X miles per $1 spent on all other purchases, with no cap on the amount of miles you can earn.
This card has an $89 annual fee, and no foreign transaction fees.
