Air France KLM World Elite Mastercard®


For People with
Good Credit

REVIEWS

Reviews

The Air France KLM World Elite Mastercard® could be a good pick for those who love traveling.

This card offers 25,000 bonus miles after you spend $1,000 within the first 90 days, and then you’ll get another 5,000 miles every year after you spend at least $50. That’s 5,000 miles for only one or two easy transactions per year.

After being approved you’ll get 60 XP (Experience Points). You’ll get an additional 20 XP per year after your account anniversary, and another 40 XP for every year that you spend at least $15,000.

You’ll also earn 3X miles per $1 spent directly with Air France, KLM Royal Dutch Airlines, and SkyTeam member airlines, and then 1.5X miles per $1 spent on all other purchases with no cap on the amount of miles you can earn.

This card has an $89 annual fee, and no foreign transaction fees.

Card Quick Facts

Card Quick Facts

  • Get 25,000 bonus miles after you spend $1,000 within the first 90 days of your account opening.
  • 5,000 bonus miles every year on your account anniversary after you spend $50 or more within the anniversary year
  • 60 XP up on account approval, 20 XP every year on your account anniversary, and another 40 XP when you spend $15,000 within the anniversary year
  • Earn 3X miles per $1 spent directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines, and 1.5X miles per $1 spent on all other purchases
  • Redeem miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide
  • View your FICO score any time you’d like at no cost, based on your TransUnion credit report
  • Overdraft protection when you link your Bank of America business checking account
  • No mileage cap on the amount of miles you can earn
  • No foreign transaction fees
  • $89 annual fee

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 3X miles per $1 spent directly at:
    • Air France
    • KLM Royal Dutch Airlines
    • SkyTeam member airlines
  • 1.5X miles per $1 spent on all other purchases

Introductory Bonus

  • 25,000 bonus miles for spending $1,000 within the first 90 days of account opening

Yearly Bonus

  • 5,000 bonus miles on account anniversary for spending $50 or more in an anniversary year; 20 XP every year on account anniversary; 40 XP on account anniversary for spending $15,000 in an anniversary year
Card Stats

Card Stats

Annual Fee $89
Additional Cards Annual Fee -
Regular Purchase APR 16.99%–24.99% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $500
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR Up to 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 16.99%–24.99% Variable
Balance Transfer Fee 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 19.99%–26.99% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Free FICO® Credit Score

    View your FICO Score 8 any time you’d like at no cost and without hurting your credit score. Based on your TransUnion credit report.

  • Text Banking

    Simply send a text requesting information about your account and receive a reply in seconds.

  • $0 Fraud Liability Guarantee

    Cardholders are not held responsible for unauthorized purchases. You’re also protected from misuse by terminated employees.

  • Fraud Monitoring

    Potential fraud is blocked if abnormal patterns are detected, and you will be alerted if fraudulent activity is suspected.

  • Digital Wallet Capability

    Add your Bank of America® credit card to your mobile device and you can shop in-store or in-app using Apple Pay, Google Pay, or Samsung Pay.

  • ShopSafe

    Use ShopSafe for free when you shop online to generate a temporary virtual credit card number so your real card number remains completely private and protected.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Ellen Sirull
Can You Rent a Rental Car With a Debit Card? Why You May Want to Reconsider
Ellen Sirull | May 23, 2019

Many rental car companies allow you to rent with debit cards, with some restrictions, but is it really a good idea compared to credit cards? Find out here.

Read More
Sean Messier
How Can I Easily Stop Getting So Many Credit Card Offers In The Mail?
Sean Messier | May 23, 2019

Tired of pre-approved credit card offers? Find out why you're getting them, how to opt out, and why these offers might actually be worth your time.

Read More
Susan Shain
7 Best Credit Cards for Building Credit
Susan Shain | May 22, 2019

Just starting your credit journey and looking for the best credit cards to build credit? Here are seven solid options — some even with cash back rewards!

Read More