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Platinum Plus® Mastercard® Business Card

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Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 11.99%–22.99% Variable
Intro Purchase APR: 0% for 7 billing cycles

Platinum Plus® Mastercard® Business Card

Our rating
Good Credit range
$0 Annual Fee
Apply Now

Highlights & Features



$300 statement credit after spending $3,000 in the first 90 days of account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 11.99%–22.99% Variable
Balance Transfer Fee 4%, $10 minimum
How to Transfer a Balance on a Credit Card


Penalty APR None
Late Fee Up to $49
Returned Payment Fee $39
Additional Cards Annual Fee None
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.99% Variable
Cash Advance Fee 4%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability Protection
  • Extended Warranty Protection
  • Auto Rental Insurance
  • Lost Luggage Reimbursement
  • Travel Accident Insurance

Bank of America Business

Bank of America Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-1000 or

Try a different phone number
See all Issuer Cards
Platinum Plus® Mastercard® Business Card


  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.
  • Save on interest with a competitive purchase APR. 
  • No annual fee. 
  • 0% Introductory APR on purchases for your first 7 billing cycles. 
  • Employee cards at no additional cost to you and with credit limits you set.

The Platinum Plus® Mastercard® Business Card is a simple card, offering a 0% APR for 7 billing cycles for purchases. That’s followed by a regular rate of 11.99%–22.99% Variable.

Although it earns no rewards, like points or cash back, this card has no annual fee and you can enjoy additional cards for your employees at no cost to you, with credit limits you can set yourself.