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Bank of America® Business Advantage Unlimited Cash Rewards Card

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The Unlimited Cash Rewards card earns 1.5% cash back on all of your spending, and comes with a 0% intro APR offer for purchases. You also get some basic benefits and the chance to earn at a higher cash back rate, for no annual fee.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 12.24%–22.24% Variable
Intro Purchase APR: 0% for 9 billing cycles

Bank of America® Business Advantage Unlimited Cash Rewards Card

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 1.5% cash back on all purchases
Introductory Bonus
  • $300 statement credit after spending $3,000 in the first 90 days

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 12.24%–22.24% Variable
Balance Transfer Fee 4%, $10 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.24% Variable
Cash Advance Fee 4%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
  • Auto Rental Insurance
  • Emergency Travel Assistance
  • Lost Luggage Reimbursement
  • Travel Accident Insurance
Bank of America® Business Advantage Unlimited Cash Rewards Card


  • 1.5% cash back rewards on every purchase
  • $300 statement credit after spending $3,000 in the first 90 days
  • Get up to 2.62% cash back on all purchases through the Bank of America Preferred Rewards for Business program
  • No annual fee

Bank of America Business

Bank of America Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-732-9194 or

Try a different phone number
See all Issuer Cards

The Bank of America Business Advantage Unlimited Cash Rewards card offers a long 0% intro APR and unlimited 1.5% cash back on every purchase you make.

If you’re a Preferred Rewards for Business member you can earn up to 2.62%, at the highest tier level. Some additional benefits include auto rental coverage, lost luggage protection, and travel accident insurance.

There is no annual fee.

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