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Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

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Our rating
Min. credit level: Excellent
Annual Fee: $0.00
Regular APR: 12.24% - 22.24%
Intro Purchase APR: 0% for 9 billing cycles

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Our rating
Excellent Min. credit level
$0.00 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 3X points per dollar on travel (airline, hotel, car) booked through the Bank of America Travel Center
  • 1.5X points per dollar for every other purchase
Introductory Bonus
  • 30,000 bonus points for spending $3,000 within 90 days of account opening

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 12.24% - 22.24%
Balance Transfer Fee Either $10 or 4% of the amount of each transaction, whichever is greater.
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $49
Returned Payment Fee $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee none
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.24% Variable APR for Cash Advances and Convenience Checks
Cash Advance Fee Either $10 or 4% of the amount of each transaction, whichever is greater. Includes Convenience Checks.
How to Get a Cash Advance with a Credit Card
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card


  • Earn 30,000 bonus points when you make at least $3,000 in net purchases within 90 days of your account opening which can be redeemed for a $300 statement credit towards travel purchases.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don’t expire.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.
  • No annual fee and no international transaction fees.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Get 75% more points on the base earn of every purchase you make when you’re a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.

Bank of America Business

Bank of America Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-732-9194 or

Try a different phone number
See all Issuer Cards

The Bank of America Business Advantage Travel Rewards World Mastercard is a general travel rewards card for small business owners. It has no annual fee, and offers a solid rewards program for people who tend to travel with a variety of airlines and stay at a variety of hotels.

Cardholders get 3X points per dollar when booking travel through the Bank of America Travel Center. That includes airline flights, hotel bookings, and car rentals. And 1.5X points per dollar is provided for every other purchase.

Points are worth 1 cent each when redeemed for travel expenses.

You can get a 25%–75% bonus on your reward redemptions if you enroll in the Business Advantage Relationship Rewards program.

There’s also a 0% introductory APR for 9 billing cycles for purchases, giving you some time to pay off expenses at no interest.

Bank of America reports business card activity to Equifax Business.

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