Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
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Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Highlights & Features
Rewards
- 3X points per dollar on travel (airline, hotel, car) booked through the Bank of America Travel Center
- 1.5X points per dollar for every other purchase
INTRODUCTORY BONUS
30,000 bonus points for spending $3,000 within 90 days of account openingBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 13.74% - 23.74% |
| Balance Transfer Fee | Either $10 or 4% of the amount of each transaction, whichever is greater. |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $49 |
| Returned Payment Fee | $39 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | none |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.74% Variable APR for Cash Advances and Convenience Checks |
| Cash Advance Fee | Either $10 or 4% of the amount of each transaction, whichever is greater. Includes Convenience Checks. |
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Highlights
- Earn 30,000 bonus points when you make at least $3,000 in net purchases within 90 days of your account opening which can be redeemed for a $300 statement credit towards travel purchases.
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don’t expire.
- Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.
- No annual fee and no international transaction fees.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem points for travel with no blackout dates, cash back or gift cards.
- Get 75% more points on the base earn of every purchase you make when you’re a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.
ABOUT THE ISSUER
Bank of America Business
Bank of America Business has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Bank of America Business Advantage Travel Rewards World Mastercard is a general travel rewards card for small business owners. It has no annual fee, and offers a solid rewards program for people who tend to travel with a variety of airlines and stay at a variety of hotels.
Cardholders get 3X points per dollar when booking travel through the Bank of America Travel Center. That includes airline flights, hotel bookings, and car rentals. And 1.5X points per dollar is provided for every other purchase.
Points are worth 1 cent each when redeemed for travel expenses.
You can get a 25%–75% bonus on your reward redemptions if you enroll in the Business Advantage Relationship Rewards program.
There’s also a 0% introductory APR for 9 billing cycles for purchases, giving you some time to pay off expenses at no interest.
Bank of America reports business card activity to Equifax Business.
