Bank of Hawaii Visa Signature® Card with MyBankoh Rewards

The Bank of Hawaii Visa Signature Card with MyBankoh Rewards is a deceptively good offer. It has an 18-month 0% introductory rate for purchases and balance transfers, which is almost as long as they come.

But unlike most cards with a long offer like that, this card also provides 1 point for every dollar you spend. Every point is equal to 1 cent, and you’ll get a 10% bonus on those points at the end of the year. So you have quite a while to pay off your purchases at no interest as you earn a small reward too.

This is also a Visa Signature card, so it comes with an upgraded set of extra benefits compared to most credit cards. Check these perks for a variety of discounts and offers when shopping or traveling.

To apply for this card you’ll need to have a bank account with Bank of Hawaii, which requires a minimum deposit of $25.

There’s also an American Express version of this card, the Bank of Hawaii American Express® Card with MyBankoh Rewards. It’s a very similar card, but offers a 20% point bonus at the end of the year.

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  • Rewards
    • 1 MyBankoh Rewards point per dollar spent
    • 10% annual year-end bonus on points earned (excluding bonus points)
  • Signup Bonus 10,000 bonus points for spending $1,000 in the first 90 days after account opening
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 2%
  • Intro Balance Transfer APR 0% for 18 months
  • Regular Balance Transfer APR 15.24%–18.00% Variable
  • Cash Advance APR 15.24% or 18.00% Variable
  • Penalty APR See Terms
  • Late Fee Up to $25
  • Returned Payment Fee Up to $25

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Visa Signature Benefits

    This card comes with Visa Signature benefits, which cover a wide range of shopping and traveling experiences. Check with your card issuer to learn about the specific benefits available to you.

  • Shopping Discounts

    Get discounts and special offers at a wide variety of retailers.

  • Luxury Hotel Collection

    Provides special guest status at over 900 participating hotel properties worldwide. Get automatic room upgrades, a $25 food or beverage credit, and more.

  • Rental Car Privileges

    Get a 15% discount on eligible Silvercar rentals of two days or more. You’ll always get an Audi A4.

  • Fine Wine and Dining

    Get access to exclusive dining and cooking experiences with world class chefs.

  • Concierge Service

    Call any time to get non-emergency help. Locate difficult-to-find gifts, make dining or travel reservations, and more.


  • Fraud Protection

    You will not be held responsible for unauthorized use of your card. Contact your card issuer immediately if you suspect any fraudulent use.


  • Purchase Protection

    Provides coverage for lost or stolen items within 90 days from the date of purchase.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty for up to 1 year on eligible purchases.


  • Travel Assistance Services

    Call for help in case of an emergency while traveling. Get assistance finding local services, emergency card replacement, cash advances, and more.

  • Travel Accident Insurance

    Provides coverage for you and your family in the case of physical accidents while traveling by common carrier.

  • Roadside Assistance Hotline

    Call for assistance with emergency services such as towing, changing a flat, or boosting a battery. Cardholder is responsible for all third-party costs.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision for rented vehicles. Cardholder must decline the rental company’s own insurance.

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