The Bank of Hawaii Visa Signature Card with MyBankoh Rewards is a deceptively good offer. It has an 18-month 0% introductory rate for purchases and balance transfers, which is almost as long as they come.
But unlike most cards with a long offer like that, this card also provides 1 point for every dollar you spend. Every point is equal to 1 cent, and you’ll get a 10% bonus on those points at the end of the year. So you have quite a while to pay off your purchases at no interest as you earn a small reward too.
This is also a Visa Signature card, so it comes with an upgraded set of extra benefits compared to most credit cards. Check these perks for a variety of discounts and offers when shopping or traveling.
To apply for this card you’ll need to have a bank account with Bank of Hawaii, which requires a minimum deposit of $25.
There’s also an American Express version of this card, the Bank of Hawaii American Express® Card with MyBankoh Rewards. It’s a very similar card, but offers a 20% point bonus at the end of the year.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee None
- Intro Purchase APR 0% for 18 months
- Regular Purchase APR 15.23%–18.00% Variable
- 1 MyBankoh Rewards point per dollar spent
- 10% annual year-end bonus on points earned (excluding bonus points)
- Signup Bonus 10,000 bonus points for spending $1,000 in the first 90 days after account opening
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 2%
- Intro Balance Transfer APR 0% for 18 months
- Regular Balance Transfer APR 15.24%–18.00% Variable
- Cash Advance APR 15.24% or 18.00% Variable
- Penalty APR See Terms
- Late Fee Up to $25
- Returned Payment Fee Up to $25
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Visa Signature Benefits
This card comes with Visa Signature benefits, which cover a wide range of shopping and traveling experiences. Check with your card issuer to learn about the specific benefits available to you.
Get discounts and special offers at a wide variety of retailers.
Luxury Hotel Collection
Provides special guest status at over 900 participating hotel properties worldwide. Get automatic room upgrades, a $25 food or beverage credit, and more.
Rental Car Privileges
Get a 15% discount on eligible Silvercar rentals of two days or more. You’ll always get an Audi A4.
Fine Wine and Dining
Get access to exclusive dining and cooking experiences with world class chefs.
Call any time to get non-emergency help. Locate difficult-to-find gifts, make dining or travel reservations, and more.
You will not be held responsible for unauthorized use of your card. Contact your card issuer immediately if you suspect any fraudulent use.
Provides coverage for lost or stolen items within 90 days from the date of purchase.
Extended Warranty Protection
Extends a manufacturer’s warranty for up to 1 year on eligible purchases.
Travel Assistance Services
Call for help in case of an emergency while traveling. Get assistance finding local services, emergency card replacement, cash advances, and more.
Travel Accident Insurance
Provides coverage for you and your family in the case of physical accidents while traveling by common carrier.
Roadside Assistance Hotline
Call for assistance with emergency services such as towing, changing a flat, or boosting a battery. Cardholder is responsible for all third-party costs.
Auto Rental Collision Damage Waiver
Provides coverage against theft and collision for rented vehicles. Cardholder must decline the rental company’s own insurance.