Bank of Hawaii Visa Signature® Card with MyBankoh Rewards

For People with
Good Credit



The Bank of Hawaii Visa Signature Card with MyBankoh Rewards is a deceptively good offer. It has an 18-month 0% introductory rate for purchases and balance transfers, which is almost as long as they come.

But unlike most cards with a long offer like that, this card also provides 1 point for every dollar you spend. Every point is equal to 1 cent, and you’ll get a 10% bonus on those points at the end of the year. So you have quite a while to pay off your purchases at no interest as you earn a small reward too.

This is also a Visa Signature card, so it comes with an upgraded set of extra benefits compared to most credit cards. Check these perks for a variety of discounts and offers when shopping or traveling.

To apply for this card you’ll need to have a bank account with Bank of Hawaii, which requires a minimum deposit of $25.

There’s also an American Express version of this card, the Bank of Hawaii American Express® Card with MyBankoh Rewards. It’s a very similar card, but offers a 20% point bonus at the end of the year.

Card Quick Facts

Card Quick Facts

  • 1 MyBankoh Reward Point per dollar spent
  • 10,000 bonus points for spending $1,000 in the first 90 days after account opening
  • 0% intro APR for purchases and balance transfers for 18 months
  • 15.23%–18.23% regular purchase APR, 15.24%–18.24% regular balance transfer APR
  • No annual fee
  • Visa Signature shopping and travel benefits

For People with
Good Credit



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Want to pay a bill or check your balance?

Card Details



  • 1 MyBankoh Rewards point per dollar spent
  • 10% annual year-end bonus on points earned (excluding bonus points)

Introductory Bonus

  • 10,000 bonus points for spending $1,000 in the first 90 days after account opening
Card Stats

Card Stats

Annual Fee None
Additional Cards Annual Fee -
Regular Purchase APR 15.23%–18.00% Variable
Intro Purchase APR 0% for 18 months
Foreign Transaction Fee 2%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee Up to $25
Returned Payment Fee Up to $25
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 18 months
Regular Balance Transfer APR 15.24%–18.00% Variable
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 15.24% or 18.00% Variable
Cash Advance Fee 4%; Min $10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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