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PayPal Cash Card

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This is a contactless debit Mastercard that connects to your PayPal balance so you can make purchases and withdraw/load cash from your linked account. A PayPal Cash Plus account is required in order to get the card.

Our rating
Min. credit level: No credit check required
Annual Fee: $0

PayPal Cash Card

Our rating
No credit check required Min. credit level
$0 Annual Fee
Apply Now Read Our Review

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee 2.5%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
PayPal Cash Card


  • Debit card
  • Contactless payments
  • Accepted everywhere Mastercard is accepted
  • No fees at MoneyPass ATMs in the U.S.
  • Mastercard Zero Liability policy

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The PayPal Cash Card is a debit Mastercard that links to your PayPal Cash Plus account. You can use the card at retailers and ATMs to make purchases and withdraw cash from your PayPal balance.

You’ll have over 33,000 MoneyPass ATM locations available if you need to withdraw cash, at no cost to you.

You can use your card anywhere Mastercard is accepted, and load cash at over 100,000 retailers (though that comes with up to a $4.95 fee).

But for a debit card, you actually won’t have to deal with too many fees. You won’t have a:

  • Monthly fee
  • Minimum balance fee
  • Direct deposit fee
  • MoneyPass ATM withdrawal fee in the U.S.
  • Fee to load cash to your PayPal balance at retail store locations

You will have to pay a fees like:

  • $3.95 for loading cash using the PayPal app at supported stores
  • $4.95 for loading cash using your PayPal Cash Card to your PayPal balance at supported stores
  • 1%–5% for expedited check cashing
  • $2.50–$3.00 for non-MoneyPass ATM withdrawals
  • 2.5% foreign transaction fee

Along with these fees, you’ll also have some limits applied to your account, such as a daily withdrawal limit of $400, daily debit purchase limit of $3,000, and a few others you can find on the fee page for this card.

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