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Chime Visa® Debit Card

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The Chime Visa Debit card offers a set-it-and-forget-it approach to saving money, rounding up to the nearest dollar on every transaction you make and transferring the amount into a savings account. You won’t have to worry about monthly fees, maintenance fees, or foreign transaction fees.

Our rating
Min. credit level: No credit check required
Annual Fee: $0

Chime Visa® Debit Card

Our rating
No credit check required Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
  • No Foreign Transaction Fee
Chime Visa® Debit Card


  • Track your account balance and manage your card with the Chime app
  • Round-up savings rounds up your transactions to the nearest dollar and transfers the round-up amount to your savings account from your spending account
  • Get paid up to two days early with direct deposit
  • Over 38,000 fee-free MoneyPass and Visa Plus Alliance ATMs available nationwide
  • No monthly fees
  • No maintenance fees
  • No foreign transaction fees
  • No annual fee

Bancorp Bank

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service


The Chime Visa Debit card requires a smartphone to use and manage. You’ll be able to view your transaction history, send money to friends, get notifications when checks clear, and much more in the Chime app. You can easily lock and unlock the card in the app in case you lose it, and a replacement is always free.

This card is designed for saving — every time you make a purchase, it’ll round up to the nearest dollar and transfer the round-up amount from your Chime spending account to your savings account. You can opt to transfer a percentage of your paycheck directly into your savings.

There are over 38,000 fee-free ATMs you can access nationwide (MoneyPass and Visa Plus Alliance networks).

There’s no minimum balance required, and no minimum deposit to open a Chime account. There’s no monthly fees, maintenance fees, or foreign transaction fees. Applying is free and it won’t impact your credit score because this is a debit card.

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