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The Chime Visa Debit card offers a set-it-and-forget-it approach to saving money, rounding up to the nearest dollar on every transaction you make and transferring the amount into a savings account. You won’t have to worry about monthly fees, maintenance fees, or foreign transaction fees.
You can usually pay your bill online on yourCredit card issuer's website
The Chime Visa Debit card requires a smartphone to use and manage. You’ll be able to view your transaction history, send money to friends, get notifications when checks clear, and much more in the Chime app. You can easily lock and unlock the card in the app in case you lose it, and a replacement is always free.
This card is designed for saving — every time you make a purchase, it’ll round up to the nearest dollar and transfer the round-up amount from your Chime spending account to your savings account. You can opt to transfer a percentage of your paycheck directly into your savings.
There are over 38,000 fee-free ATMs you can access nationwide (MoneyPass and Visa Plus Alliance networks).
There’s no minimum balance required, and no minimum deposit to open a Chime account. There’s no monthly fees, maintenance fees, or foreign transaction fees. Applying is free and it won’t impact your credit score because this is a debit card.