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Avianca Vida Visa® Card

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This airline rewards card is designed for semi-frequent travel to Latin American countries on Avianca flights, and offers a long 0% APR rate for balance transfers.

Our rating
Min. credit level: Good
Annual Fee: $59
Regular APR: 13.24%–26.24% Variable
Intro Balance Transfer APR: 0% for 12 months

Avianca Vida Visa® Card

Our rating
Good Min. credit level
$59 Annual Fee
Apply Now

Highlights & Features


  • 2X LifeMiles per dollar for Avianca purchases
  • 1X LifeMile per dollar for other purchases
Introductory Bonus
  • 20,000 bonus LifeMiles after first card use within 90 days

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 13.24%–26.24% Variable
Balance Transfer Fee 2%, $2 minimum
How to Transfer a Balance on a Credit Card


Penalty APR 29.99%
Late Fee Up to $38
Returned Payment Fee Up to $10
Additional Cards Annual Fee $0
Foreign Transaction Fee 1%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.24%–28.24% Variable
Cash Advance Fee 2%, $2 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
  • Auto Rental Insurance
  • Travel Accident Insurance
Avianca Vida Visa® Card


  • Earn 2X LifeMiles per dollar spent on Avianca purchases
  • Earn 1X LifeMile per dollar spent on everything else
  • 20,000 bonus miles after first use after card account approval
  • No cap on amount of miles you can earn
  • Get a 15% discount when you purchase miles with Multiply Your Miles
  • 0% intro APR for balance transfers for 12 months, then 13.24%–26.24% Variable
  • Emergency card replacement
  • $59 annual fee

Banco Popular de Puerto Rico

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-951-8220 or

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Previously known as the LifeMiles Visa Card, the Avianca Vida Visa® Card is a decent airline rewards credit card.

It has a $59 annual fee, 1% foreign transaction fee, and a 0% intro balance transfer APR for 12 months, followed by a regular rate of 13.24%–26.24% Variable.

This airline card comes with some nice features such as a free additional piece of baggage when traveling between the U.S. and Central America, and the ability to purchase miles with a 15% discount. If you’re frequently traveling to Latin American countries on Avianca flights, this card may be for you.

The Avianca Vida Visa® Card is a step down from the Avianca Vuela Visa® Card, which offers a bigger signup bonus and no foreign transaction fees, but has a substantially higher annual fee.

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