Banana Republic Visa Credit Card


For People with
Fair Credit

The Banana Republic Visa Credit Card is much like the Banana Republic Card, and the Banana Republic Luxe Credit Card, but it can be used anywhere Visa is accepted.

You’ll earn the most points for shopping at the Banana Republic and it’s affiliate brands, but you’ll also accumulate rewards for general shopping.

Affiliate brands include The Gap, Old Navy, Piperlime, and Athleta.

Where can I use my Banana Republic Visa Credit Card?

This card can be used anywhere Visa credit cards are accepted, which is pretty much anywhere that accepts credit cards. There are two other versions that can only be used at Banana Republic and other affiliated stores, including the Gap, Old Navy, Piperlime, and Athleta. Those are the Banana Republic Card and the Banana Republic Luxe Card.

See how all three of these cards compare in our Review of the Banana Republic Credit Card and the Banana Republic Visa Credit Card.

Card Quick Facts

Card Quick Facts

  • Earn 5 points for every $1 spent on Banana Republic brands, in-store and online
  • Earn 1 point for every $1 spent on all other purchases
  • Double points shopping days; double points on eligible purchases on select days throughout the year

For People with
Fair Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 5 points for every $1 spent on Banana Republic brands, in-store and online
  • Earn 1 point for every $1 spent on all other purchases
  • Double points shopping days; double points on eligible purchases during select days throughout the year
How to Redeem

Introductory Bonus

  • Save 15% on your first purchase + 1,000 bonus points when you sign up for your card
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 24.99% (Variable)
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 26.99% (Variable)
Cash Advance Fee 4%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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