Banana Republic Visa Credit Card

The Banana Republic Visa Credit Card is much like the Banana Republic Card, and the Banana Republic Luxe Credit Card, but it can be used anywhere Visa is accepted.

You’ll earn the most points for shopping at the Banana Republic and it’s affiliate brands, but you’ll also accumulate rewards for general shopping.

Affiliate brands include The Gap, Old Navy, Piperlime, and Athleta.

This is a store-branded card. You may be able to get better rewards and terms with a general-use reward credit card instead.

Learn more about reward credit cards

Where can I use my Banana Republic Visa Credit Card?

This card can be used anywhere Visa credit cards are accepted, which is pretty much anywhere that accepts credit cards. There are two other versions that can only be used at Banana Republic and other affiliated stores, including the Gap, Old Navy, Piperlime, and Athleta. Those are the Banana Republic Card and the Banana Republic Luxe Card.

See how all three of these cards compare in our Review of the Banana Republic Credit Card and the Banana Republic Visa Credit Card.

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  • Rewards
    • Earn 5 points for every $1 spent on Banana Republic brands, in-store and online
    • Earn 1 point for every $1 spent on all other purchases
    • Double points shopping days; double points on eligible purchases during select days throughout the year
  • Signup Bonus Save 15% on your first purchase + 1,000 bonus points when you sign up for your card
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR 26.99% (Variable)
  • Penalty APR -
  • Late Fee Up to $38
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Added Perks

  • $10 Reward: Sign up for your card on Banana Republic website using your email address and opt for paperless statements and you’ll get $10 back in rewards.
  • Save 15% On the First Purchase: If you make your first purchase within the first 90 days, you’ll get 15% off your first purchase.
  • Exclusive Deals & Sales: Get savings that non-cardholders won’t get all year round.
  • Free Standard Shipping: Cardholders get free shipping on all online orders over $50.
  • Birthday Gift: Get a free cardmember only birthday gift every year!
  • No Receipt Required Returns: You don’t need a receipt to make a return if you made your purchases on your card.

Security Benefits

  • Fraud Protection: You will not be held responsible for unauthorized use of your card.
  • Chip-and-Signature Technology: For added protection when shopping. You can find more information on EMV technology here »

Visa Benefits

  • This card comes with Visa benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

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