Banana Republic Visa Credit Card


For People with
Fair Credit

The Banana Republic Visa Credit Card is much like the Banana Republic Card, and the Banana Republic Luxe Credit Card, but it can be used anywhere Visa is accepted.

You’ll earn 5X points per dollar for shopping at the Banana Republic and its affiliate brands, and you’ll get 1X point per dollar everywhere else. Affiliate brands include The Gap, Old Navy, Piperlime, and Athleta.

This card has no annual fee.

Where can I use my Banana Republic Visa Credit Card?

This card can be used anywhere Visa credit cards are accepted, which is pretty much anywhere that accepts credit cards. There are two other versions that can only be used at Banana Republic and affiliated stores: the Banana Republic Card (Review) and the Banana Republic Luxe Credit Card (Review).

See how all three of these cards compare in our Review of the Banana Republic Credit Card and the Banana Republic Visa Credit Card.

Card Quick Facts

Card Quick Facts

  • 5X points per dollar spent at Banana Republic brands, in-store and online
  • 1X point per dollar spent on all other purchases
  • 25% discount when you are approved for the card and you make your first online purchase within seven days
  • Double points shopping days; double points on eligible purchases on select days throughout the year
  • Get 500 points when you sign up with your email, and another 500 points for enrolling in paperless billing

For People with
Fair Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 5X points per dollar spent at Banana Republic brands, in-store and online
  • 1X point per dollar spent on all other purchases
  • Double points shopping days: double points on eligible purchases during select days throughout the year
How to Redeem

Introductory Bonus

  • Save 25% on your first online purchase within 7 days of opening the card
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 28.24% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $39
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 29.24% Variable
Cash Advance Fee 4%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • 1,000 Points to Subscribe

    Sign up using your email address to get 500 points, and opt for paperless statements to get another 500 points.

  • Exclusive Deals & Sales

    Get savings that non-cardholders can’t access all year round.

  • Birthday Gift

    Get a free cardmember-only birthday gift every year.

  • No Receipt Required for Returns

    You don’t need a receipt to make returns if you made your purchases on your card.

  • Visa Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • $0 Fraud Liability

    You will not be held responsible for unauthorized use of your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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