Banana Republic Luxe Credit Card

The Banana Republic Luxe Credit Card includes all the same benefits as the Banana Republic Visa Credit Card and the Banana Republic Card, but with a few upgrades.

In order to get this card, you need to have the Banana Republic Credit Card and spend $800 or earn 5,000 points in one year.

This is a store-branded card. You may be able to get better rewards and terms with a general-use reward credit card instead.

Learn more about reward credit cards

Where can I use my Banana Republic Luxe Credit Card?

This card can only be used at Banana Republic and other affiliated stores, including the Gap, Old Navy, Piperlime, and Athleta. There are two other versions of this card: the Banana Republic Card, which can also only be used at these stores, and the Banana Republic Visa Credit Card, which can be used anywhere Visa credit cards are accepted.

See how all three of these cards compare in our Review of the Banana Republic Credit Card and the Banana Republic Visa Credit Card.

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  • Rewards
    • Earn 5 points for every $1 spent on Banana Republic brands, in-store and online
    • Earn 1 point for every $1 spent on all other purchases
    • Earn 20% additional reward points at of the end of each quarter
    • Triple points shopping days; triple points on eligible purchases during select days throughout the year
  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR 26.99% (Variable)
  • Penalty APR -
  • Late Fee Up to $38
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Added Perks

  • $10 Reward: Sign up for your card on Banana Republic website using your email address and opt for paperless statements and you’ll get $10 back in rewards.
  • Save 15% On the First Purchase: If you make your first purchase within the first 90 days, you’ll get 15% off your first purchase.
  • Exclusive Deals & Sales: Get savings that non-cardholders won’t get all year round.
  • Choose Your Own Sale Day: Pick your very own all-day savings pass.
  • Free Standard Shipping: Cardholders get free shipping on all online orders over $50.
  • Free Online Shipping: Enter the code LUXE to get free online shipping.
  • Birthday Gift: Get a free cardmember only birthday gift every year!
  • No Receipt Required Returns: You don’t need a receipt to make a return if you made your purchases on your card.
  • Unlimited Complimentary Basic Alterations: On Banana Republic merchandise.

Security Benefits

  • Fraud Protection: You will not be held responsible for unauthorized use of your card.
  • Chip-and-Signature Technology: For added protection when shopping. You can find more information on EMV technology here »

Visa Benefits

  • This card comes with Visa benefits. You will be provided with a list of benefits available to you once you get approved for your card.

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