Banana Republic Luxe Credit Card


For People with
Fair Credit

The Banana Republic Luxe Credit Card includes all the same benefits as the Banana Republic Visa Credit Card and the Banana Republic Card, but with a few upgrades.

In order to get this card, you need to have the Banana Republic Credit Card and spend $800 or earn 5,000 points in one year.

Where can I use my Banana Republic Luxe Credit Card?

This card can only be used at Banana Republic and other affiliated stores, including the Gap, Old Navy, Piperlime, and Athleta. There are two other versions of this card: the Banana Republic Card, which can also only be used at these stores, and the Banana Republic Visa Credit Card, which can be used anywhere Visa credit cards are accepted.

See how all three of these cards compare in our Review of the Banana Republic Credit Card and the Banana Republic Visa Credit Card.

Card Quick Facts

Card Quick Facts

  • Earn 5 points for every $1 spent on Banana Republic brands, in-store and online
  • Earn 1 point for every $1 spent on all other purchases
  • Earn 20% additional reward points at of the end of each quarter
  • Triple points shopping days; triple points on eligible purchases during select days throughout the year

For People with
Fair Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 5 points for every $1 spent on Banana Republic brands, in-store and online
  • Earn 1 point for every $1 spent on all other purchases
  • Earn 20% additional reward points at of the end of each quarter
  • Triple points shopping days; triple points on eligible purchases during select days throughout the year
How to Redeem

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 24.99% (Variable)
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 26.99% (Variable)
Cash Advance Fee 4%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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