Credit Cards for Bad Credit

Advertiser Disclosure

If you have a bad credit rating (credit score of below 580), your selection of credit cards is typically very limited.  Your credit score can get this low as a result of several different kinds of financial disasters, including having collection accounts, charge-offs, going bankrupt, receiving tax liens, or having a long history of delinquent payments.

If you have bad credit and want to get a credit card, you have two options: