Aspire Platinum Rewards Mastercard
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Along with some Mastercard benefits, this card offers a long interest-free period for purchases and balance transfers, with low regular APRs after that. You must be a member of Aspire Federal Credit Union in order to apply for the card.
Highlights & Features
Rewards
- 1X point per dollar for all purchases
| Introductory Bonus |
|---|
|
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 6 billing cycles |
| Regular Balance Transfer APR | 10.90%–18.00% Variable |
| Balance Transfer Fee | 2%, $5 minimum |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $25 |
| Returned Payment Fee | Up to $25 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 1% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 13.90%–18.00% Variable |
| Cash Advance Fee | 2%, $10 minimum |
Aspire Platinum Rewards Mastercard
Highlights
- 0% intro APR for 6 billing cycles for purchases and balance transfers, and then your rate will be 10.90%–18.00% Variable
- 5,000 points after spending $2,000 in the first 3 months of account opening
- 1X point per dollar for all of your card purchases
- Mastercard benefits
- No annual fee
ABOUT THE ISSUER
Aspire Federal Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Aspire Platinum Rewards Mastercard is a low-interest balance transfer card that comes with a 0% intro balance transfer APR for 6 billing cycles. After that your rate will be 10.90%–18.00% Variable.
You can earn 5,000 points after spending $2,000 in the first 3 months of account opening. You’ll get 1X point per dollar for all of your card purchases.
This card has no annual fee.
If you’re not a member of Aspire Federal Credit Union, you must apply for membership before you can apply for this card.
