Skip to content

Aspire Platinum Rewards Mastercard

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Along with some Mastercard benefits, this card offers a long interest-free period for purchases and balance transfers, with low regular APRs after that. You must be a member of Aspire Federal Credit Union in order to apply for the card.

Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 10.90%–18.00% Variable
Intro Balance Transfer APR: 0% for 6 billing cycles
Intro Purchase APR: 0% for 6 billing cycles

Aspire Platinum Rewards Mastercard

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 1X point per dollar for all purchases

INTRODUCTORY BONUS

5,000 points after spending $2,000 in the first 3 months of account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 6 billing cycles
Regular Balance Transfer APR 10.90%–18.00% Variable
Balance Transfer Fee 2%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $25
Returned Payment Fee Up to $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee 1%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 13.90%–18.00% Variable
Cash Advance Fee 2%, $10 minimum
How to Get a Cash Advance with a Credit Card
Aspire Platinum Rewards Mastercard

Highlights

  • 0% intro APR for 6 billing cycles for purchases and balance transfers, and then your rate will be 10.90%–18.00% Variable
  • 5,000 points after spending $2,000 in the first 3 months of account opening
  • 1X point per dollar for all of your card purchases
  • Mastercard benefits
  • No annual fee
ABOUT THE ISSUER

Aspire Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-732-388-0477 or

Try a different phone number

The Aspire Platinum Rewards Mastercard is a low-interest balance transfer card that comes with a 0% intro balance transfer APR for 6 billing cycles. After that your rate will be 10.90%–18.00% Variable.

You can earn 5,000 points after spending $2,000 in the first 3 months of account opening. You’ll get 1X point per dollar for all of your card purchases.

This card has no annual fee.

If you’re not a member of Aspire Federal Credit Union, you must apply for membership before you can apply for this card.