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Aspire Platinum Rewards Mastercard

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Along with some Mastercard benefits, this card offers a long interest-free period for purchases and balance transfers, with low regular APRs after that. You must be a member of Aspire Federal Credit Union in order to apply for the card.

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RUNNER UP Best Balance Transfer Credit Cards of October 2021
Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 10.90%–18.00% Variable
Intro Balance Transfer APR: 0% for 6 billing cycles
Intro Purchase APR: 0% for 6 billing cycles

Aspire Platinum Rewards Mastercard

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 1X point per dollar for all purchases
Introductory Bonus
  • 5,000 points after spending $2,000 in the first 3 months of account opening

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 6 billing cycles
Regular Balance Transfer APR 10.90%–18.00% Variable
Balance Transfer Fee 2%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $25
Returned Payment Fee Up to $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee 1%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 13.90%–18.00% Variable
Cash Advance Fee 2%, $10 minimum
How to Get a Cash Advance with a Credit Card
Aspire Platinum Rewards Mastercard

Highlights

  • 0% intro APR for 6 billing cycles for purchases and balance transfers, and then your rate will be 10.90%–18.00% Variable
  • 5,000 points after spending $2,000 in the first 3 months of account opening
  • 1X point per dollar for all of your card purchases
  • Mastercard benefits
  • No annual fee
ABOUT THE ISSUER

Aspire Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-732-388-0477 or

Try a different phone number

The Aspire Platinum Rewards Mastercard is a low-interest balance transfer card that comes with a 0% intro balance transfer APR for 6 billing cycles. After that your rate will be 10.90%–18.00% Variable.

You can earn 5,000 points after spending $2,000 in the first 3 months of account opening. You’ll get 1X point per dollar for all of your card purchases.

This card has no annual fee.

If you’re not a member of Aspire Federal Credit Union, you must apply for membership before you can apply for this card.

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