Andrews Federal Visa® Simplicity

For People with
Bad Credit



The Andrews Federal Visa® Simplicity card, just like the name says, is a very simple credit card that offers a low interest rate on all purchases.

This card doesn’t come with any rewards or a signup bonus, but it also has no annual fee or foreign transaction fee, and you can get a credit limit up to $50,000.

Card Quick Facts

Card Quick Facts

  • Credit limits from $1,000 to $50,000
  • No annual fee
  • No foreign transaction fee
  • Low interest rates from 8.99%–18.00% Variable

For People with
Bad Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 8.99%–18.00% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $1,000
Maximum Credit Limit $50,000
Free Credit Score No
Penalty APR None
Late Fee Up to $25
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 8.99%–18.00% Variable
Balance Transfer Fee 3%, $50 minimum
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Visa Benefits

    This card comes with Visa benefits, which you’ll be provided with once you receive your card in the mail.

  • $0 Liability Protection

    You won’t be held responsible for unauthorized charges (contact customer support immediately).

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