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The Andrews Federal Visa Simplicity card lives up to its name with its low-interest rate for all purchases, no annual fee, and no rewards or significant benefits.
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 8.99%–18.00% Variable |
Balance Transfer Fee | 3%, $50 minimum |
Penalty APR | N/A |
Late Fee | Up to $25 |
Returned Payment Fee | N/A |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | N/A |
Cash Advance Fee | N/A |
You can usually pay your bill online on your
Credit card issuer's website1-800-487-5500
The Andrews Federal Visa® Simplicity card, just like the name says, is a very simple credit card that offers a low interest rate on all purchases.
This card doesn’t come with any rewards or a signup bonus, but it also has no annual fee or foreign transaction fee, and you can get a credit limit up to $50,000.