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Andrews Federal Visa® Simplicity

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The Andrews Federal Visa Simplicity card lives up to its name with its low-interest rate for all purchases, no annual fee, and no rewards or significant benefits.

Our rating
Min. credit level: Bad
Annual Fee: $0
Regular APR: 8.99%–18.00% Variable

Andrews Federal Visa® Simplicity

Our rating
Bad Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 8.99%–18.00% Variable
Balance Transfer Fee 3%, $50 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $25
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
Andrews Federal Visa® Simplicity


  • Credit limits from $1,000 to $50,000
  • No annual fee
  • No foreign transaction fee
  • Low interest rates from 8.99%–18.00% Variable

Andrews Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service


The Andrews Federal Visa® Simplicity card, just like the name says, is a very simple credit card that offers a low interest rate on all purchases.

This card doesn’t come with any rewards or a signup bonus, but it also has no annual fee or foreign transaction fee, and you can get a credit limit up to $50,000.

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