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The Plum Card® from American Express

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This American Express business card might be a good option for small business owners who need extra time to pay off a balance, as you’ll get 30 more days than most cards to do so. However, with no rewards or enticing features when compared to other cards at its pricing tier, the $250 annual fee starts to feel relatively steep.

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(Rates & Fees)

Our rating
Credit range: Excellent
Annual Fee: $0 introductory annual fee your first year, then $250
Regular APR: N/A

The Plum Card® from American Express

Our rating
Excellent Credit range
$0 introductory annual fee your first year, then $250 Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)

Rewards

None

INTRODUCTORY BONUS

None

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee See Terms
How to Transfer a Balance on a Credit Card

Fees

Penalty APR None
Late Fee 1.5% then 2.99% of the past due amount (minimum: $39).
Returned Payment Fee Up to $39
Additional Cards Annual Fee None
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR None
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-243-3888 or

Try a different phone number
See all Issuer Cards
The Plum Card® from American Express

Highlights

  • Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
  • Take up to 60 days to pay with no interest, if you pay your minimum due.
  • Use the power of the Plum Card to buy big for your business.
  • No Foreign Transaction Fees.
  • Introductory annual fee of $0 for the first year, then $250
  • Terms & Restrictions Apply.
  • See Rates & Fees

The Plum Card® from American Express provides you with some flexible financing options to help give you some control over your finances.