Platinum Delta SkyMiles® Credit Card from American Express


For People with
Good Credit

REVIEWS

Reviews

The Platinum Delta SkyMiles® Credit Card by American Express offers premier benefits and rewards to cardholders who travel frequently on Delta Airlines.

You’ll get 35,000 bonus miles and 5,000 MQMs for spending $1,000 in the first 3 months, plus a $100 statement credit for making any Delta purchase in the first 3 months of using your card.

See how this card matches up to a similar but more expensive offer from American Express in our matchup, The American Express Platinum Delta SkyMiles® vs The American Express Delta Reserve Credit Card.

Card Quick Facts

Card Quick Facts

  • 2X miles per dollar spent on purchases made directly with Delta
  • 1X mile per dollar spent on all other purchases
  • Spend $25,000 in a year, get 10,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs)
  • Spend $50,000 in a year, get another 10,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs)
  • Complimentary Delta Sky Club® Access for you and up to two guests at a discounted fee of $29 when paying with this card
  • An annual companion certificate for a Domestic Main Cabin round trip, after your first year
  • First checked bag is free on Delta flights
  • Travel perks like priority boarding and in-flight savings
  • Redeem miles with Delta or 15 airline partners
  • $195 annual fee

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2X miles per dollar spent on purchases made directly with Delta
  • 1X mile per dollar spent on all other purchases
How to Redeem

Introductory Bonus

  • 35,000 bonus miles and 5,000 MQMs for spending $1,000 in the first 3 months; $100 statement credit for making a Delta purchase in the first 3 months
Card Stats

Card Stats

Annual Fee $195
Additional Cards Annual Fee -
Regular Purchase APR 17.99%–26.99% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.99%–26.99% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Delta Sky Club Access

    For a $29 fee per person, get snacks and beverages, WiFi access, satellite TV, personalized flight assistance, private restrooms and more. Membership is complimentary. Authorized users receive the same benefits.

  • Free Checked Bag on Delta Flights

    For you an up to eight traveling companions.

  • Annual Companion Certificate

    A free Domestic Main Cabin round-trip companion certificate for Delta flights.

  • Annual Miles Boost

    Spend $25,000 in a year to get 10,000 MQMs and 1,000 bonus miles; spend $50,000 that year, get another 10,000 MQMs and 10,000 bonus miles.

  • Priority Boarding on Delta Flights

    Zone 1 priority boarding.

  • 20% Savings on In-Flight Purchases

    Includes food, beverages, movies, television shows, video games, and audio headsets.

  • No Blackout Dates

    On award flights.

  • Complimentary ShopRunner Membership

    Enroll to get free two-day shipping and returns at participating online retailers.

  • Entertainment Access

    Discounts to card member-only events, concerts, sporting events, and shows.

  • $0 Liability Fraud Protection

    You won’t be held liable for unauthorized transactions (contact customer support immediately if you suspect fraud).

  • Dispute Resolution

    Help with fraudulent transactions.

  • Extended Warranty

    For warranties of 5 years or less, you can get up to one extra year added to the original manufacturer’s warranty.

  • Purchase Protection

    Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.

  • Return Protection

    If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price.

  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. You cover third party costs. Restrictions Apply.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered.

  • Global Assist® Hotline

    When traveling 100 miles or more from home, provides help with travel accidents such as lost passports, lawyer needs, sudden illness, and more. You pay for all third-party service costs.

  • Travel Accident Insurance

    Added financial security if accident or death is caused when traveling by plane, train, ship, or bus.

  • Baggage Insurance Plan

    When you buy a Common Carrier ticket on your card, eligible lost, damaged, or stolen bags are covered up to $1,250 for carry-on baggage and up to $500 for checked baggage.

Visitor Reviews

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Average rating:  
 1 reviews
by Kate Gearhart
Worst Credit Card Experience Ever

I recently was credit card shopping as I had a lot of upcoming expenses and wanted to get a new card that offered 0% APR introductory rate. I chose the Delta card with a current promotion, but after one month I was charged an outrageous interest rate. After calling every few weeks, for months, I was finally able to get the case reviewed, but after all of this it was denied. I was stuck paying very high interest amounts on a card a didn't even necessarily need and nothing was done about it. I paid off the card ($25k) in a few months and am cancelling the card. I wasted time and money on this card and will never get another American Express card after this experience.

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