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Platinum Delta SkyMiles® Credit Card from American Express

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Designed for those who prefer to see “Delta” on their planes and products, the Platinum Delta SkyMiles Credit Card provides points back on Delta products, and offers some time- and money-saving perks. But consider the annual fee, and check if a different Delta credit card might work better for you.

American Express is a Credit Card Insider advertiser.

Our rating
Credit range: Good
Annual Fee: $195 Annual Fee ($250 if application is received on or after 1/30/2020)
Regular APR: 17.49–26.49% Variable

Platinum Delta SkyMiles® Credit Card from American Express

Our rating
Good Credit range
$195 Annual Fee ($250 if application is received on or after 1/30/2020) Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 2X miles per dollar spent on purchases made directly with Delta
  • 1X mile per dollar spent on all other purchases

INTRODUCTORY BONUS

35,000 bonus miles and 5,000 MQMs for spending $1,000 in first 3 months; $100 statement credit for making a Delta purchase in first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.49–26.49% Variable
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.99% Variable
Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater.
How to Get a Cash Advance with a Credit Card
Platinum Delta SkyMiles® Credit Card from American Express

Highlights

  • Earn 35,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $1,000 in purchases on your new Card in your first 3 months
  • In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. Miles don’t expire.
  • Check your first bag free on Delta flights – that’s a savings of up to $240.
  • Receive Main Cabin 1 Priority Boarding on your Delta flights, stow your carry-on bag and settle in sooner.
  • Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card.
  • $195 Annual Fee ($250 if application is received on or after 1/30/2020).
  • Terms Apply.
  • See Rates & Fees
ABOUT THE ISSUER

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-243-3888 or

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The Platinum Delta SkyMiles® Credit Card by American Express offers premier benefits and rewards to cardholders who travel frequently on Delta Airlines.

See how this card matches up to a similar offer from American Express in our matchup, The American Express Platinum Delta SkyMiles® vs The American Express Delta Reserve Credit Card.