Platinum Delta SkyMiles® Credit Card


For People with
Good Credit

REVIEWS

Reviews

The Platinum Delta SkyMiles® Credit Card by American Express offers premier benefits and rewards to cardholders who travel frequently on Delta Airlines.

See how this card matches up to a similar but more expensive offer from American Express in our matchup, The American Express Platinum Delta SkyMiles® vs The American Express Delta Reserve Credit Card.

Card Quick Facts

Card Quick Facts

  • 2X miles per $1 spent on purchases made directly with Delta
  • 1X mile per $1 spent on all other purchases
  • Spend $25,000 in a year, get 10,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs)
  • Spend $50,000 in a year, get another 10,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs)
  • Complimentary Delta Sky Club® Access for a discounted fee of $29
  • An annual companion certificate for a Domestic Main Cabin round trip, after your first year
  • First checked bag is free on Delta flights
  • Travel perks like priority boarding and in-flight savings
  • Redeem miles with Delta or 15 airline partners
  • $195 annual fee

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2X miles for every $1 spent on purchases made directly with Delta
  • 1X mile for every $1 spent on all other purchases
  • There’s no limit to the amount of points you can earn
  • Redeem points on Delta and 15 airline+  partners
How to Redeem

Introductory Bonus

  • 70,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after spending $3,000 in the first 3 months
Card Stats

Card Stats

Annual Fee $195
Additional Cards Annual Fee See Terms
Regular Purchase APR 17.74%–26.74% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.74%–26.74% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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Average rating:  
 1 reviews
by Kate Gearhart
Worst Credit Card Experience Ever

I recently was credit card shopping as I had a lot of upcoming expenses and wanted to get a new card that offered 0% APR introductory rate. I chose the Delta card with a current promotion, but after one month I was charged an outrageous interest rate. After calling every few weeks, for months, I was finally able to get the case reviewed, but after all of this it was denied. I was stuck paying very high interest amounts on a card a didn't even necessarily need and nothing was done about it. I paid off the card ($25k) in a few months and am cancelling the card. I wasted time and money on this card and will never get another American Express card after this experience.

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