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Platinum Delta SkyMiles® Business Credit Card from American Express

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(Rates & Fees)

Our rating
Credit range: Excellent
Annual Fee: $195 ($250 if application is received on or after 1/30/2020)
Regular APR: 17.24–26.24% Variable

Platinum Delta SkyMiles® Business Credit Card from American Express

Our rating
Excellent Credit range
$195 ($250 if application is received on or after 1/30/2020) Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)


  • 2X miles per dollar on purchases made directly from Delta
  • 1X mile per dollar on all other purchases


35,000 bonus miles and 5,000 MQMs for spending $1,000 in first 3 months; $100 statement credit for making a Delta purchase in first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee See Terms
How to Transfer a Balance on a Credit Card


Penalty APR 29.99% Variable
Late Fee Up to $39
Returned Payment Fee $39
Additional Cards Annual Fee None
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.99% Variable
Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater.
How to Get a Cash Advance with a Credit Card

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-781-6736 or

Try a different phone number
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Platinum Delta SkyMiles® Business Credit Card from American Express


  • Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Check your first bag for free and save up to $60 on a round trip Delta flight.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don’t expire.
  • Terms and limitations apply
  • See Rates & Fees

The Platinum Delta SkyMiles Business Credit Card provides 2X miles per dollar for purchases directly from Delta, in addition to the minimum of 5X miles you’ll earn for being a Delta member.

You can also earn quite a few bonus miles through the intro offer. That includes 35,000 bonus miles and 5,000 MQMs for spending $1,000 in the first 3 months, and a $100 statement credit for making a Delta purchase in first 3 months.

There’s an annual fee of $195 ($250 if application is received on or after 1/30/2020) for this card (Rates & Fees). But you’ll get valuable airline benefits like priority boarding, free first checked bags, a free companion pass every year after your cardmember anniversary, and a 20% discount for in-flight purchases. And it also comes with Amex OPEN business benefits. That includes free employee cards, business-trained customer support reps, and account management features.