The Platinum Card® from American Express is a high-end luxury charge card, complete with perks and benefits fit for jet-setters. It’s often considered one of the most luxurious credit cards that the general public can apply for.
Cardholders will earn 5X Membership Rewards points per dollar on flights booked directly from airlines or through Amex Travel, and on eligible prepaid hotels through Amex Travel. 2X points are awarded for other eligible purchases from Amex Travel.
There’s a long list of great travel perks, including complimentary airport lounge access to a wide variety of lounge brands through the Global Lounge Collection, which includes Centurion Lounges, Priority Pass Select, Delta Sky Clubs, and more. Automatic Hilton Honors Gold status and Marriott Rewards Gold status are both included.
There are a number of annual credits to make use of, and a couple others:
- $200 Airline Incidental Fee Credit
- $200 Uber credit
- $100 Saks Fifth Avenue Credit
- $100 Global Entry or $85 TSA Pre✓ Application Fee Credit (only once every four years)
- $75 hotel credit through The Hotel Collection (good for every eligible two-night stay)
From the best complimentary airport lounge access available on a credit card, a personal 24/7 concierge, and a laundry list of other rich benefits, the Platinum Card from American Express delivers on its rare metal namesake.
The Platinum Card has an annual fee of $550 and is a charge card, meaning it must be paid in full each month and you can’t revolve a balance.