The Mercedes-Benz Credit Card from American Express


For People with
Excellent Credit

REVIEWS

Reviews

The Mercedes-Benz Credit Card from American Express offers generous rewards towards Mercedes-Benz car purchases and leases. If you are planning on buying a Mercedes-Benz, this card is definitely worth looking into.

Insider Tip: You may be able to get the annual fee on this card waived. Just call customer service and ask nicely to have it waived, explaining that you’ve been a good, responsible customer for some time. Or, if you’re thinking of canceling the card, you can let them know that you’d consider staying with them if they waive the fee. In some cases they may offer a different incentive, like bonus points.

And if you’re in the military on active duty, you can submit an online request for SCRA benefits, which will probably include having the annual fee waived.

Card Quick Facts

Card Quick Facts

  • Earn 5 points for every $1 spent on eligible Mercedes-Benz purchases
  • Earn 3 points for every $1 spent at U.S. gas stations; transactions of $400 or less only
  • Earn 2 points for every $1 spent at U.S. restaurants
  • Earn 1 point for every $1 spent on all other purchases

For People with
Excellent Credit

REVIEWS

Reviews

Manage My Card

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Card Details

Rewards

Rewards

  • Earn 5 points for every $1 spent on eligible Mercedes-Benz purchases
  • Earn 3 points for every $1 spent at U.S. gas stations; transactions of $400 or less only
  • Earn 2 points for every $1 spent at U.S. restaurants
  • Earn 1 point for every $1 spent on all other purchases

Introductory Bonus

  • 10,000 points after you spend $3,000 in the first 3 months
Card Stats

Card Stats

Annual Fee $95
Additional Cards Annual Fee -
Regular Purchase APR 15.24% (Variable)
Intro Purchase APR 0% for 6 months
Foreign Transaction Fee 2.7%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 29.24% (Variable)
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 15.24% (Variable); within the first 30 days only
Balance Transfer Fee 3%; Min:$5
Cash Advances

Cash Advances

Cash Advance APR 25.24% (Variable)
Cash Advance Fee 3%; Min:$5

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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