Skip to content

Marriott Bonvoy Business™ American Express® Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

American Express is a Credit Card Insider advertiser.

(Rates & Fees)

Our rating
Credit range: Good
Annual Fee: $125
Regular APR: 17.49–26.49% Variable

Marriott Bonvoy Business™ American Express® Card

Our rating
Good Credit range
$125 Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)

Rewards

  • 17X points per dollar at Marriott Bonvoy properties
    • 6X Bonus points per dollar from the card
    • 11X Base points per dollar for Marriott Bonvoy Silver Elite status
  • 4X Bonus points per dollar spent on:
    • U.S. restaurants
    • U.S. gas stations
    • Wireless telephone services purchased directly from U.S. providers
    • U.S. purchases of shipping
  • 2X Bonus points per dollar spent on all other purchases

INTRODUCTORY BONUS

75,000 bonus points if you make $3,000 in purchases within the first 3 months

BONUS RESTRICTIONS

Welcome bonus is not available for applicants who:

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee N/A

Fees

Penalty APR 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee $0
Foreign Transaction Fee None

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 26.99% Variable
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
ABOUT THE ISSUER

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-528-4800 or

Try a different phone number
See all Issuer Cards
Marriott Bonvoy Business™ American Express® Card

Highlights

  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.
  • See Rates & Fees
This card was formerly called the Starwood Preferred Guest® Business Credit Card from American Express.

Use the Marriott Bonvoy Business™ American Express® Card and earn points you can use for award nights at over 1,100 hotels and resorts in nearly 100 countries.

You’ll get 6X Bonus points per dollar from the card at Marriott Bonvoy properties, in addition to at least 11X Base points from your complimentary Silver Elite status. An introductory bonus of 75,000 points can be earned by spending $3,000 in the first 3 months.

Cardholders get a Free Night Award every year after their account anniversaries, along with free premium WiFi and other hotel perks.

The Bonvoy Business card has an annual fee of None per year. You’ll pay no foreign transaction fees when traveling outside the country or making purchases in foreign currency (Rates & Fees).