Skip to content

Marriott Bonvoy Brilliant™ American Express® Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

This high-end American Express card may not be for the casual traveler, but if you stay at Marriott Bonvoy hotels at least a few times per year it could be worth the cost. Included with the $450 annual fee are some exceptional perks that can save you money, such as airport lounge access, enrollment in Gold Elite status, and an annual $300 Marriott Bonvoy hotel credit.

Apply Now Read our Review

American Express is a Credit Card Insider advertiser.

(Rates & Fees)

BEST PICK Best Credit Cards That Provide Airport Lounge Access Best Hotel Credit Cards Best Premium Credit Cards - Enjoy Luxury Benefits and Services Best Rewards Credit Cards Best Travel Rewards Credit Cards Heaviest Credit Cards: 2021
RUNNER UP Best Credit Card Deals and Offers: Signup Bonuses, Balance Transfers, and More Best Credit Card Signup Bonus Offers of January 2021 Best Credit Cards for Good or Excellent Credit Best No Foreign Transaction Fee Credit Cards The Best Dining Credit Cards for Restaurants and Takeout The Best Military Credit Cards: Low APRs, Waived Annual Fees, and More
Our rating
Min. credit level: Excellent
Annual Fee: $450
Regular APR: 15.74% - 24.74% Variable

Marriott Bonvoy Brilliant™ American Express® Card

Our rating
Excellent Min. credit level
$450 Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)

Rewards

Spending Rewards
  • 6X Marriott Bonvoy Bonus points per dollar for eligible purchases charged on your Card directly with participating Marriott Bonvoy hotels
  • 3X Marriott Bonvoy points per dollar:
    • At U.S. restaurants
    • On flights booked directly with airlines
  • 2X Marriott Bonvoy points per dollar spent on all other purchases
Introductory Bonus
  • 75,000 bonus points for spending $3,000 in the first 3 months

BONUS RESTRICTIONS

Welcome bonus is not available for applicants who:

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.24% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
How to Get a Cash Advance with a Credit Card
Marriott Bonvoy Brilliant™ American Express® Card

Highlights

(Rates & Fees)
  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels.
  • Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at participating Marriott Bonvoy Hotels. 3 points at U.S. restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
  • Receive 1 free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy Points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
  • No Foreign Transaction Fees.
  • $450 annual fee.
  • Terms Apply.
ABOUT THE ISSUER

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-243-3888 or

Try a different phone number
See all Issuer Cards
Insider tip

This card was formerly called the Starwood Preferred Guest® Luxury Card.

The Marriott Bonvoy Brilliant American Express Card is a premium travel card, coming with a $450 annual fee. (Rates & Fees)

It provides 6X Marriott Bonvoy Bonus points per dollar for eligible purchases charged on your Card directly with participating Marriott Bonvoy properties in addition to the 12.5X Base points you’ll earn for your Marriott Bonvoy Gold Elite status. It also earn 3X points on airfare and at restaurants. Other purchases earn 2X points.

This card has quite a few valuable benefits, with some of the best being:

  • $300 Marriott Bonvoy annual statement credit
  • Complimentary Priority Pass Select membership (excludes non-lounge experiences)
  • Free Night Award every year after your account anniversary
  • Complimentary Marriott Gold Elite status

The Marriott Bonvoy Brilliant card has no foreign transaction fee. (Rates & Fees)