Hilton Honors American Express Surpass® Card
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
The Hilton Honors Surpass Card from American Express offers the chance for avid travelers and frequent Hilton customers to get more out of their stays. Cardholders get a generous number of points back on Hilton purchases plus automatic Gold status, with a number of other benefits, all for a reasonable annual fee.
The information related to Hilton Honors American Express Aspire Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
American Express is a Credit Card Insider advertiser.
Hilton Honors American Express Surpass® Card
Highlights & Features
(Rates & Fees)Rewards
| Spending Rewards |
|---|
|
|
|
| Introductory Bonus |
|---|
|
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | N/A |
| Balance Transfer Fee | N/A |
Fees
| Penalty APR | 29.99% Variable |
| Late Fee | Up to $40 |
| Returned Payment Fee | Up to $40 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.24% Variable |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
Hilton Honors American Express Surpass® Card
Highlights
(Rates & Fees)- Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
- Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
- Annual fee: $95, $0 first year
- Terms Apply.
ABOUT THE ISSUER
American Express
American Express has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Hilton Honors American Express Surpass Card is meant for people who spend a lot of time staying at properties within the Hilton Portfolio.
It’s quite rewarding, with 12X and 6X bonus categories to earn points in. Cardholders get complimentary Hilton Honors Gold status, which comes with a variety of nice benefits.
The most important is the 18X Base Points per dollar you’ll earn at eligible Hilton properties for your Gold status, plus the 12X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio, that will be a total of 30X points per dollar at Hilton. There’s also a fast track to Diamond status by spending $40,000 per year with the card, which has even better benefits.
The extra perks and benefits can be quite valuable, and the more you travel the more useful this card will be for you. There is an annual fee, but it’s pretty reasonable for all the value you could get.
There are two other consumer Hilton cards from Amex, one more expensive and one less:
- Hilton Honors American Express Card (Review): No annual fee (Rates & Fees), 7X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
- Hilton Honors American Express Aspire Card: $450 annual fee, 14X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio, Diamond Hilton status
Enrollment required for select benefits; terms and limitations apply.
For rates and fees of the Hilton Honors American Express Aspire Card, please click here.
For rates and fees of the Hilton Honors American Express Card, please click here.
The information related to Hilton Honors American Express Surpass® Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
