Hilton Honors Aspire Card

The Hilton Honors Aspire Card is very rewarding for its $450 annual fee. It’s designed for people who travel frequently every year, staying at Hilton properties when they do.

Cardholders get 14X Hilton Honors Bonus Points per dollar at Hilton properties from this card. But it also comes with Diamond status with Hilton, which comes with another 15X Base Points per dollar. That means you can earn a ton of Hilton Honors points on that kind of spending, and there are other bonus reward categories as well.

This card comes with quite a few great other perks too. A $100 Hilton credit is available for every eligible stay of 2 nights or more. There’s a $250 annual Hilton Resort credit. And another $250 airline credit, for incidental (non-ticket) fees.

There are two other Hilton credit cards, made for people who won’t spend as much:

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards
    • 14X Hilton Honors points per dollar spent at participating hotels and resorts within the Hilton portfolio
      • plus an additional 15X Base Points per dollar, at minimum
    • 7X Hilton Honors points per dollar spent on:
      • Flights booked directly with airlines or amextravel.com
      • Car rentals booked directly from select car rental companies
      • U.S. restaurants
    • 3X Hilton Honors points per dollar spent on all other purchases
  • Signup Bonus 100,000 bonus points for spending $4,000 on purchases in the first 3 months after account opening
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR N/A for N/A
  • Regular Balance Transfer APR 16.99%–25.99% Variable
  • Cash Advance APR 26.49% Variable
  • Penalty APR 29.99% Variable
  • Late Fee Up to $38
  • Returned Payment Fee Up to $38

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Complimentary Hilton Honors Diamond Status

    Benefits include a 50% bonus on Base Points, your 2nd guest stays free, digital check-in up to 24 hours in advance, complimentary Internet access, complimentary access to gyms and health clubs, and more.

  • $250 Annual Hilton Resort Statement Credit

    This credit can be used to pay for up to $250 in expenses per year at Hilton properties.

  • $100 Hilton On-Property Credit

    Get up to $100 in credits by booking a 2-night minimum stay at participating Hilton properties.

  • $250 Annual Airline Fee Credit

    Provides up to $250 in credits per year for incidental fees charged by the airline of your choice. Does not include ticket fees.

  • Two Annual Weekend Night Rewards

    Get a free weekend night once per year. Get another weekend night reward after spending $60,000 on purchases in any calendar year. Redeemable for a weekend standard accommodation, double occupancy. Weekend nights refer to Friday, Saturday, and Sunday nights.

  • Unlimited Priority Pass™ Select Access

    Provides unlimited access to over 600 Priority Pass airport lounges around the world, for you and up to 2 guests.

  • Concierge

    Call any time for shopping advice, to make reservations, plan for travel, find gifts, and more.

  • Lowest Hotel Rates Guarantee

    If you book an eligible room on Amex Travel and then find the same offer being advertised for a lesser price, you can be refunded for the difference.

  • Entertainment Access

    Discounts to card member-only events, concerts, sporting events, and shows.

  • Complimentary ShopRunner Membership

    Free membership to ShopRunner, which provides free two-day shipping from many retailers. Cardholders must enroll in this benefit.


  • Dispute Resolution

    Get help with fraudulent transactions if your account becomes compromised.

  • $0 Fraud Liability Guarantee

    Cardholders are not held responsible for unauthorized purchases with the card.


  • Extended Warranty

    For warranties of 5 years or less, you can get up to one extra year added to the original manufacturer’s warranty.

  • Return Protection

    If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price, minus shipping and handling, for up to $300 per item, up to $1,000 per year for each account.

  • Purchase Protection

    Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.


  • Premium Global Assist® Hotline

    When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You may need to pay for third-party service costs.

  • Premium Roadside Assistance Hotline

    Provides assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. Up to 4 free service calls are provided per year.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.

  • Travel Accident Insurance

    Added financial security against death and dismemberment when traveling by Common Carrier. Includes traveling by plane, train, ship, or bus.

  • Baggage Insurance Plan

    When you buy a Common Carrier ticket on your card, eligible lost, damaged, or stolen bags are covered up to $1,250 for carry-on baggage and up to $500 for checked baggage.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

Average rating:  
 0 reviews

The Insider

Susan Shain
Can You Pay Rent With Credit Cards? Is It Smart?
Susan Shain | Jul 18, 2018

If you want to get something out of paying your rent every month besides a place to live, you may want to pay rent with credit cards. We'll teach you how.

Read More
Brendan Harkness
Review of the L.L.Bean Mastercard
Brendan Harkness | Jul 18, 2018

The L.L.Bean Mastercard is popular for its benefits and rewards at L.L.Bean, but is it worth adding to your wallet? Read our review to find out.

Read More
Susan Shain
The Surprising Truth About APR vs. Interest Rate for Credit Cards
Susan Shain | Jul 11, 2018

How do issuers calculate their APR vs. interest rate for credit cards? The answer may surprise you. Find out what's important when looking at APRs.

Read More