Hilton Honors Aspire Card

For People with
Excellent Credit



The Hilton Honors Aspire Card is very rewarding for its $450 annual fee. It’s designed for people who travel frequently every year, staying at Hilton properties when they do.

Cardholders get 14X Hilton Honors Bonus Points per dollar at Hilton properties from this card. But it also comes with Diamond status with Hilton, which comes with another 20X Base Points per dollar. That means you can earn a ton of Hilton Honors points on that kind of spending, and there are other bonus reward categories as well.

This card comes with quite a few great other perks too. A $100 Hilton credit is available for every eligible stay of 2 nights or more. There’s a $250 annual Hilton Resort credit. And another $250 airline credit, for incidental (non-ticket) fees.

There are two other Hilton credit cards, made for people who won’t spend as much:

Card Quick Facts

Card Quick Facts

  • 14X Bonus Points per dollar at participating Hilton Portfolio hotels and resorts
  • 20X additional Base Points per dollar at Hilton Portfolio hotels and resorts for your Diamond member status
  • 7X Bonus Points per dollar at U.S. restaurants, flights booked directly with airlines, select car rentals
  • 3X Bonus Points per dollar on all other eligible purchases
  • 100,000 Bonus Points for spending $4,000 in the first 3 months
  • Complimentary Hilton Honors Diamond status and other benefits
  • No foreign transaction fee
  • $450 annual fee
  • 16.99%–25.99% Variable APR for purchases and balance transfers

For People with
Excellent Credit



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Card Details



  • 14X Hilton Honors points per dollar spent at participating hotels and resorts within the Hilton portfolio
    • plus an additional 15X Base Points per dollar, at minimum
  • 7X Hilton Honors points per dollar spent on:
    • Flights booked directly with airlines or amextravel.com
    • Car rentals booked directly from select car rental companies
    • U.S. restaurants
  • 3X Hilton Honors points per dollar spent on all other purchases

Introductory Bonus

  • 100,000 bonus points for spending $4,000 on purchases in the first 3 months after account opening
Card Stats

Card Stats

Annual Fee $450
Additional Cards Annual Fee -
Regular Purchase APR 16.99%–25.99% Variable
Intro Purchase APR N/A for N/A
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit See Terms
Maximum Credit Limit See Terms
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR N/A for N/A
Regular Balance Transfer APR 16.99%–25.99% Variable
Balance Transfer Fee See Terms
Cash Advances

Cash Advances

Cash Advance APR 26.49% Variable
Cash Advance Fee 3% ($5 minimum)

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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