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Hilton Honors Aspire Card

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Designed for the frequent traveler and Hilton enthusiast, the Hilton Honors Aspire Card offers a plethora of strong perks and benefits if you’re willing to shell out for the $450 annual fee. You’ll earn tons of Hilton points thanks to your card and automatic Diamond status, and get perks like a free night every year, airport lounge access, and a number of annual Hilton and airline credits.

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The information related to Hilton Honors Aspire Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Our rating
Credit range: Excellent
Annual Fee: $450
Regular APR: 17.74%–26.74% Variable

Hilton Honors Aspire Card

Our rating
Excellent Credit range
$450 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 34X Hilton Honors points per dollar spent at participating hotels and resorts within the Hilton portfolio
    • 14X Hilton Honors points per dollar per dollar from the card
    • 20X Base Points per dollar for Hilton Honors Diamond status
  • 7X Hilton Honors points per dollar spent on:
    • Flights booked directly with airlines or amextravel.com
    • Car rentals booked directly from select car rental companies
    • U.S. restaurants
  • 3X Hilton Honors points per dollar spent on all other purchases

INTRODUCTORY BONUS

150,000 bonus points for spending $4,000 on purchases in the first 3 months after account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.74%–26.74% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Hilton Honors Aspire Card

Highlights

  • 14X Bonus Points per dollar at participating Hilton Portfolio hotels and resorts
  • 20X additional Base Points per dollar at Hilton Portfolio hotels and resorts for your Diamond member status
  • 7X Bonus Points per dollar at U.S. restaurants, flights booked directly with airlines, select car rentals
  • 3X Bonus Points per dollar on all other eligible purchases
  • 150,000 Bonus Points for spending $4,000 in the first 3 months
  • Complimentary Hilton Honors Diamond status and other benefits
  • No foreign transaction fees
  • $450 annual fee
ABOUT THE ISSUER

American Express

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The information related to Hilton Honors Aspire Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

The Hilton Honors Aspire Card is very rewarding for its $450 annual fee. It’s designed for people who travel frequently every year, staying at Hilton properties when they do.

Cardholders get 14X Hilton Honors Bonus Points per dollar at Hilton properties from this card. But it also comes with Diamond status with Hilton, which comes with another 20X Base Points per dollar at eligible properties. That means you can earn a ton of Hilton Honors points on that kind of spending, and there are other bonus reward categories as well.

This card comes with quite a few great other perks too. A $100 Hilton credit is available for every eligible stay of 2 nights or more. There’s also a $250 annual Hilton Resort credit. And another $250 airline credit, for incidental (non-ticket) fees.

There are two other Hilton consumer credit cards, made for people who won’t spend as much: