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Hilton Honors American Express Aspire Card

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Designed for the frequent traveler and Hilton enthusiast, the Hilton Honors Aspire Card offers a plethora of strong perks and benefits if you’re willing to shell out for the $450 annual fee. You’ll earn tons of Hilton points thanks to your card and automatic Diamond status, and get perks like a free night every year, airport lounge access, and a number of annual Hilton and airline credits.

Enrollment required for select benefits; terms and limitations apply.

Enrollment required for select benefits; terms and limitations apply.

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(Rates & Fees)

Our rating
Min. credit level: Excellent
Annual Fee: $450
Regular APR: 15.74%-24.74% (Variable)

Hilton Honors American Express Aspire Card

Our rating
Excellent Min. credit level
$450 Annual Fee
Apply Now

Highlights & Features

(Rates & Fees)

Rewards

Spending Rewards
  • 14X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort in the Hilton portfolio
  • 7X Hilton Honors points per dollar for:
    • Flights booked directly with airlines or amextravel.com
    • Car rentals booked directly from select car rental companies
    • U.S. restaurants
  • 3X Hilton Honors points per dollar on all other eligible purchases
Introductory Bonus
  • 150,000 bonus points for spending $4,000 on purchases in the first 3 months after account opening

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.24% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% (Variable)
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
How to Get a Cash Advance with a Credit Card
Hilton Honors American Express Aspire Card

Highlights

(Rates & Fees)
  • Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you use your new Card to make $4,000 in eligible purchases within the first 3 months of Card Membership. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
  • Earn 14X Hilton Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio.
  • Earn 7X Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies & at U.S. restaurants.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Enjoy up to $250 in Hilton Resort Credits on your Card each anniversary year, when you stay at participating resorts within the Hilton portfolio.
  • Enjoy complimentary Diamond status with your Hilton Honors Aspire Card.
  • $450 annual fee.
  • Terms Apply.
ABOUT THE ISSUER

American Express

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The Hilton Honors Aspire Card is very rewarding for its $450 annual fee. It’s designed for people who travel frequently every year, staying at Hilton properties when they do.

Cardholders get 14X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. But it also comes with Diamond status with Hilton, which comes with another 20X Base Points per dollar at eligible properties. That means you can earn a ton of Hilton Honors points on that kind of spending, and there are other bonus reward categories as well.

This card comes with quite a few great other perks too. A $100 Hilton credit is available for every eligible stay of 2 nights or more, there’s a $250 airline credit for incidental (non-ticket) fees, and there’s also a $250 annual Hilton Resort credit.

The information related to Hilton Honors American Express Aspire Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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