Hilton Honors Aspire Card

The Hilton Honors Aspire Card is very rewarding for its $450 annual fee. It’s designed for people who travel frequently every year, staying at Hilton properties when they do.

Cardholders get 14X Hilton Honors Bonus Points per dollar at Hilton properties from this card. But it also comes with Diamond status with Hilton, which comes with another 20X Base Points per dollar at eligible properties. That means you can earn a ton of Hilton Honors points on that kind of spending, and there are other bonus reward categories as well.

It also comes with a large introductory offer of 150,000 Hilton Honor Bonus points for spending $4,000 in the first 3 months.

This card comes with quite a few great other perks too. A $100 Hilton credit is available for every eligible stay of 2 nights or more. There’s also a $250 annual Hilton Resort credit. And another $250 airline credit, for incidental (non-ticket) fees.

There are two other Hilton consumer credit cards, made for people who won’t spend as much:

Card Quick Facts

Card Quick Facts

  • 14X Bonus Points per dollar at participating Hilton Portfolio hotels and resorts
  • 20X additional Base Points per dollar at Hilton Portfolio hotels and resorts for your Diamond member status
  • 7X Bonus Points per dollar at U.S. restaurants, flights booked directly with airlines, select car rentals
  • 3X Bonus Points per dollar on all other eligible purchases
  • 150,000 Bonus Points for spending $4,000 in the first 3 months
  • Complimentary Hilton Honors Diamond status and other benefits
  • No foreign transaction fees
  • $450 annual fee

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Card Details



  • 34X Hilton Honors points per dollar spent at participating hotels and resorts within the Hilton portfolio
    • 14X Hilton Honors points per dollar per dollar from the card
    • 20X Base Points per dollar from your member status
  • 7X Hilton Honors points per dollar spent on:
    • Flights booked directly with airlines or amextravel.com
    • Car rentals booked directly from select car rental companies
    • U.S. restaurants
  • 3X Hilton Honors points per dollar spent on all other purchases

Introductory Bonus

  • 150,000 bonus points for spending $4,000 on purchases in the first 3 months after account opening
Card Stats

Card Stats

Annual Fee $450
Additional Cards Annual Fee -
Regular Purchase APR 17.99%–26.99% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit See Terms
Maximum Credit Limit See Terms
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.99%–26.99% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Complimentary Hilton Honors Diamond Status

    Benefits include a 100% bonus on Base Points, your 2nd guest stays free, digital check-in up to 24 hours in advance, complimentary Internet access, complimentary access to gyms and health clubs, and more.

  • $250 Annual Hilton Resort Statement Credit

    This credit can be used to pay for up to $250 in expenses per year at Hilton properties.

  • $100 Hilton On-Property Credit

    Get up to $100 in credits by booking a 2-night minimum stay at participating Hilton properties.

  • $250 Annual Airline Fee Credit

    Provides up to $250 in credits per year for incidental fees charged by the airline of your choice. Does not include ticket fees.

  • Two Annual Weekend Night Rewards

    Get a free weekend night once per year. Get another weekend night reward after spending $60,000 on purchases in any calendar year. Redeemable for a weekend standard accommodation, double occupancy. Weekend nights refer to Friday, Saturday, and Sunday nights.

  • Complimentary Priority Pass™ Select Membership

    Provides unlimited access to over 1,200 Priority Pass airport lounges and restaurants around the world, for you and up to two guests. Authorized users do not receive a Priority Pass membership.

  • Personal Concierge

    Call any time for shopping advice, to make reservations, plan for travel, find gifts, and more.

  • Lowest Hotel Rates Guarantee

    If you book an eligible room on Amex Travel and then find the same offer being advertised for a lesser price, you can be refunded for the difference.

  • Entertainment Access

    Discounts to card member-only events, concerts, sporting events, and shows.

  • Complimentary ShopRunner Membership

    Free membership to ShopRunner, which provides free two-day shipping from many retailers. Cardholders must enroll in this benefit.

  • Dispute Resolution

    Get help with fraudulent transactions if your account becomes compromised.

  • $0 Fraud Liability Guarantee

    Cardholders are not held responsible for unauthorized purchases with the card.

  • Extended Warranty

    For warranties of 5 years or less, you can get up to one extra year added to the original manufacturer’s warranty.

  • Return Protection

    If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price, minus shipping and handling, for up to $300 per item, up to $1,000 per year for each account.

  • Purchase Protection

    Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.

  • Premium Global Assist® Hotline

    When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You may need to pay for third-party service costs.

  • Premium Roadside Assistance Hotline

    Provides assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. Up to 4 free service calls are provided per year.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.

  • Travel Accident Insurance

    Added financial security against death and dismemberment when traveling by Common Carrier. Includes traveling by plane, train, ship, or bus.

  • Baggage Insurance Plan

    When you buy a Common Carrier ticket on your card, eligible lost, damaged, or stolen bags are covered up to $1,250 for carry-on baggage and up to $500 for checked baggage.

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