Hilton Honors Ascend Card

For People with
Excellent Credit

The Hilton Honors Ascend Card is meant for people who spend a lot of time staying at properties within the Hilton Portfolio.

It’s quite rewarding, with 12X and 6X bonus categories to earn points in. Two different signup bonuses are available as well, which is a rare find. Cardholders get complimentary Hilton Honors Gold status, which comes with a variety of nice benefits.

The most important is the 12.5X Base Points per dollar you’ll earn at Hilton properties. That will be a total of 24.5X points per dollar at Hilton. There’s also a fast track to Diamond status by spending $40,000 per year with the card, which has even better benefits.

The extra perks and benefits can be quite valuable, and the more you travel the more useful this card will be for you. There is an annual fee, but it’s pretty reasonable for all the value you could get.

There are two other Hilton cards from Amex, one more expensive and one less:

Card Quick Facts

Card Quick Facts

  • 12X Bonus Points per dollar at participating Hilton Portfolio hotels and resorts
  • A minimum of 12.5X additional Base Points per dollar at Hilton Portfolio hotels and resorts
  • 6X Bonus Points per dollar at U.S. restaurants, supermarkets, and gas stations
  • 3X Bonus Points per dollar on all other eligible purchases
  • 75,000 Bonus Points for spending $2,000 in the first 3 months
  • 25,000 additional Bonus Points for spending an additional $1,000 in the first 6 months
  • Complimentary Hilton Honors Gold status and other benefits
  • No foreign transaction fee
  • $95 annual fee
  • 16.99%–25.99% Variable APR for purchases and balance transfers

For People with
Excellent Credit

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Card Details



  • 12X Hilton Honors points per dollar at participating hotels and resorts in the Hilton Portfolio
    • plus an additional 12.5X Base Points per dollar, at minimum
  • 6X Hilton Honors points per dollar at:
    • U.S. restaurants
    • U.S. supermarkets
    • U.S. gas stations
  • 3X Hilton Honors points on all other eligible purchases
How to Redeem

Introductory Bonus

  • 75,000 bonus points for spending $2,000 in 3 months, 25,000 bonus points for spending an additional $1,000 in the first 6 months
Card Stats

Card Stats

Annual Fee $95
Additional Cards Annual Fee -
Regular Purchase APR 16.99%–25.99% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit See Terms
Maximum Credit Limit See Terms
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 16.99%–25.99% Variable
Balance Transfer Fee See Terms
Cash Advances

Cash Advances

Cash Advance APR 26.49% Variable
Cash Advance Fee 3%; Min $5

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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