The American Express Green Card is a charge card, meaning you can’t hold a balance from month to month.
It’s designed for travel spending, offering 2 points per dollar on travel purchases through AmexTravel.com and several useful benefits.
Insider Tip: You may be able to get the annual fee on this card waived. Just call customer service and ask nicely to have it waived, explaining that you’ve been a good, responsible customer for some time. Or, if you’re thinking of canceling the card, you can let them know that you’d consider staying with them if they waive the fee. In some cases they may offer a different incentive, like bonus points.
And if you’re in the military on active duty, you can submit an online request for SCRA benefits, which will probably include having the annual fee waived.
- Annual Fee $0 for the first year then $95
- Intro Purchase APR -
- Regular Purchase APR Not Applicable - Paid in Full Monthly
- Earn 2 points for every $1 spent when you book travels with your card through the American Express Travel website
- Earn 1 point for every $1 spent on all other purchases
- Use points on over 500 leading brands in travel, gift cards, merchandise, or entertainment
- Points can be transferred to a selection of frequent traveler programs (for a small fee)
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 2.7%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR -
- Cash Advance APR -
- Penalty APR -
- Late Fee Up to $37
- Returned Payment Fee Up to $37
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Discounts to card member-only events, concerts, sporting events, and shows.
Special discounts and offers at certain restaurants, retailers, and entertainment venues.
No Blackout Dates or Seat Restrictions
When you book travel with your card.
Dispute Resolution Service
Help with fraudulent transactions.
Zero Liability Protection
You won’t be held liable for fraudulent transactions (contact your card issuer immediately)
For warranties of 5 years or less you can get up to one extra year added to the original manufacturer’s warranty.
Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.
If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price, minus shipping and handling, for up to $300 per item, up to $1000 per year for each account.
Free ShopRunner Membership
Provides free 2-day shipping and free return shipping on eligible items at participating stores (must register for the service).
Global Assist® Hotline
When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.
Roadside Assistance Hotline
Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. You pay for all third-party service costs.
Car Rental Loss and Damage Insurance
Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.
Travel Accident Insurance
Added financial security if death or dismemberment is caused when traveling by plane, train, ship, or bus.
Baggage Insurance Plan
Your baggage is covered when traveling by common carrier (up to $1,250 for carry-on, up to $500 for checked).
Read about experiences others have had with this card and leave your own review here.
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For an average credit score of 687. I was surprised to receive an offer to apply for the American Express Green Card, and got approved in less then 60 seconds. Yes, it is not a credit card, but a charge prestige card. Connected to one of my checking accounts? The money awaits there automatically to be taken out at due date, with me not to worry. The benefits is not compared to any other bank cards. This is a great charge card, for travel and booking my hotels, rental cars and flights, through AMEXTRAVEL and enjoy double points, with no blackout dates Guaranteed. Just what I wanted for many years, finally came through. Thank you AMEX!