Gold Delta SkyMiles® Credit Card from American Express


For People with
Good Credit

Learn how to apply for this card.

REVIEWS

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The Gold Delta SkyMiles® Credit Card offers 2X miles for every dollar spent on purchases made directly with Delta, and 1X mile for every dollar spent on all other purchases. It also offers a wide variety of Delta and American Express benefits.

You can earn 30,000 bonus miles for spending $1,000 in the first 3 months; and a $50 statement credit for making a Delta purchase in the first 3 months.

This card has a $95 annual fee, waived the first year.

For People with
Good Credit

Learn how to apply for this card.

REVIEWS

Reviews

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Card Details

Rewards

Rewards

  • 2X miles per dollar spent on purchases made directly with Delta
  • 1X mile per dollar spent on all other purchases
  • No limit to the amount of points you can earn
  • Redeem points on Delta and 15+ airline partners

Introductory Bonus

  • 30,000 bonus miles for spending $1,000 in first 3 months; $50 statement credit for making a Delta purchase in first 3 months
Card Stats

Card Stats

Annual Fee $0 introductory annual fee for the first year, then $95.
Additional Cards Annual Fee -
Regular Purchase APR 17.74% - 26.74% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.74% - 26.74% Variable
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Delta Sky Club Access

    Snacks and beverages, WiFi access, satellite TV, personalized flight assistance, private restrooms and more ($29 per person). Authorized users are free to add to the card and receive the same lounge access.

  • Free Checked Bag on Delta Flights

    For you and up to eight traveling companions.

  • Priority Boarding

    Zone 1 priority boarding.

  • 20% Savings on In-Flight Purchases

    Includes food, beverages, movies, television shows, video games, and audio headsets.

  • Entertainment Access

    Discounts to card member-only events, concerts, sporting events, and shows.

  • Complimentary ShopRunner Membership

    Free two-day shipping and returns from ShopRunner participating retailers.

  • $0 Liability Fraud Protection

    You won’t be held liable for unauthorized transactions (contact customer support immediately if you suspect fraud).

  • Dispute Resolution

    Help with fraudulent transactions.

  • Extended Warranty

    For warranties of 5 years or less you can get up to one extra year added to the original manufacturer’s warranty.

  • Purchase Protection

    Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.

  • Return Protection

    If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price.

  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. American Express pays up to 4 times per year. Restrictions Apply.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.

  • Global Assist® Hotline

    When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.

  • Travel Accident Insurance

    Added financial security if accident or death is caused when traveling by plane, train, ship, or bus.

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