Gold Delta SkyMiles® Credit Card


For People with
Good Credit

REVIEWS

Reviews

The Gold Delta SkyMiles® Credit Card offers 2 miles for every $1 spent on purchases made directly with Delta, and 1 mile for every $1 spent on all other purchases. It also offers a wide variety of Delta and American Express benefits.

You can earn up to 50,000 bonus miles after you make at least $1,000 in purchases within the first 3 months,  and a $50 statement credit after your first Delta purchase within that same time.

This card has a $95 annual fee, waived the first year.

Card Quick Facts

Card Quick Facts

  • 2X miles per dollar for Delta flights, 1X mile per dollar for every other purchase
  • 50,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months
  • $50 statement credit after you make your first Delta purchase within your first 3 months
  • Discounted Delta Sky Club access, at $29 per person
  • 20% discount on eligible in-flight purchases, like food and beverages
  • Check your first bag free on every Delta flight – that’s a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • Annual fee of $95, waived the first year.

For People with
Good Credit

REVIEWS

Reviews

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Card Details

Rewards

Rewards

  • 2X miles for every $1 spent on purchases made directly with Delta
  • 1X mile for every $1 spent on all other purchases
  • There’s no limit to the amount of points you can earn
  • Redeem points on Delta and 15 airline+  partners

Introductory Bonus

  • 50,000 bonus miles for spending $1,000 on purchases in the first 3 months; $50 statement credit after you make a Delta purchase within the first 3 months
Card Stats

Card Stats

Annual Fee $95, $0 the first year
Additional Cards Annual Fee -
Regular Purchase APR 17.74%–26.74% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.74%–26.74% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Delta Sky Club® Access

    Snacks and beverages, Wi-Fi access, satellite TV, personalized flight assistance, private restrooms and more ($29 per person).

  • Free Checked Bag on Delta Flights

    For you and up to eight traveling companions.

  • Priority Boarding

    Zone 1 priority boarding.

  • 20% Savings on In-Flight Purchases

    Includes food, beverages, movies, television shows, video games, and audio headsets.

  • Entertainment Access

    Discounts to card member-only events, concerts, sporting events, and shows.

  • Complimentary ShopRunner Membership

    Free two-day shipping and returns from ShopRunner participating retailers.

  • $0 Liability Fraud Protection

    You won’t be held liable for unauthorized transactions (contact customer support immediately if you suspect fraud).

  • Dispute Resolution

    Help with fraudulent transactions.

  • Extended Warranty

    For warranties of 5 years or less you can get up to one extra year added to the original manufacturer’s warranty.

  • Purchase Protection

    Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.

  • Return Protection

    If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price.

  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. American Express pays up to 4 times per year. Restrictions Apply.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.

  • Global Assist® Hotline

    When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.

  • Travel Accident Insurance

    Added financial security if accident or death is caused when traveling by plane, train, ship, or bus.

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