Gold Delta SkyMiles® Credit Card

For People with
Good Credit



The Gold Delta SkyMiles® Credit Card offers 2 miles for every $1 spent on purchases made directly with Delta, and 1 mile for every $1 spent on all other purchases. It also offers a wide variety of Delta and American Express benefits.

Card Quick Facts

Card Quick Facts

  • 2X miles per dollar for Delta flights, 1X mile per dollar for every other purchase
  • 60,000 bonus miles after you make $3,000 in purchases on your new Card within your first 3 months
  • Discounted Delta Sky Club access, at $29 per person
  • 20% discount on eligible in-flight purchases, like food and beverages
  • Check your first bag free on every Delta flight – that’s a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • Annual fee of $95, waived the first year.

For People with
Good Credit



Manage My Card

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Card Details



  • 2X miles for every $1 spent on purchases made directly with Delta
  • 1X mile for every $1 spent on all other purchases
  • There’s no limit to the amount of points you can earn
  • Redeem points on Delta and 15 airline+  partners

Introductory Bonus

  • 60,000 bonus miles for spending $3,000 on purchases in the first 3 months
Card Stats

Card Stats

Annual Fee $95, $0 the first year
Additional Cards Annual Fee See Terms
Regular Purchase APR 17.49–26.49% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.49–26.49% Variable
Balance Transfer Fee See Terms
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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