Amex EveryDay Credit Card


For People with
Good Credit

REVIEWS

Reviews

The Amex EveryDay Credit Card is a good rewards card for people who make many purchases, spending a lot on groceries. It offers points for purchases, as well as a bonus for using the card more each month.

You can get the most value for your points by transferring them to a travel partner. But the normal redemption options are pretty good too, providing up to 2.4% cash back depending on how you earn and redeem points.

There’s an upgraded version of this card as well, the Amex EveryDay® Preferred Credit Card. See how they compare in our Review of the Amex EveryDay Cards.

Card Quick Facts

Card Quick Facts

  • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and get 20% extra points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 14.74% to 25.74%, based on your creditworthiness and other factors.
  • Terms and limitations apply.

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 2 points for every $1 spent at US supermarkets, up to $6,000 per year in purchases, then you’ll receive 1 point
  • Earn 1 point for every $1 spent on all other purchases. Terms and limitations apply
  • Earn 20% extra points – If you use your card 20 or more times on purchases in a billing period you’ll receive 20% more points on those purchases minus returns and credits. Terms and limitations apply
  • Membership Rewards® Program – use rewards points on 500+ leading brands in travel, gift cards, merchandise, or entertainment
  • Points can be transferred to eligible frequent traveler programs as well
How to Redeem

Introductory Bonus

  • 10,000 Membership Rewards® Points if you spend $1,000 in the first three months.
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.74%–25.74% Variable
Intro Purchase APR 0% for 15 months
Foreign Transaction Fee 2.7%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 14.74%–25.74% Variable
Balance Transfer Fee 0%
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 1 reviews
by Sheri
Approved and can transfer remaining Amex credit available to up limmit and transfer

I already have two other American Express cards you can have a total of 6 American Express cards or so depending on your need for instance if you fly a lot or eat out a lot or travel a lot American Express has a card for a particular person's needs. Amex will allow you to have up to six cards or so and I have to already with about 10,000 combined available credit and when American Express approved me for 2,800 on this card today, I knew already I could transfer my remaining my combined 10,000 avaiylabke credit in part or whole to this new 2,800.00 card with no fees but of course I'm not going to do that. I want to do a balance transfer of about 3,000 and I don't want to have my other two cards go up way high so I'll figure out how to do it since there's no balance transfer fee using each card, Blue Cash and Carry Magnet. I can still hold out doing a balance transfer from for instance Discover card who's promotion ends right at the end of the year which will be about 60 days and 60 days is the timestamp you have to do a balance transfer on this card upon opening. I think that's fantastic to have no balance transfer fee that's just wonderful! I was really surprised I got a credit card with any limit on it since I'm using a lot of my credit right now but they are all sitting at 0% interest and going to be paid down significantly upon the sale of my home in the next 6 months and willl have enough equity cash to me to bring down my credit cards within 10% utilization. Right now my credit report says I'm using 20% utilization but what they don't know is they are all 0% interest and all the Loan offers I keep getting about how I should pay off all my credit cards have an interest! If you have a plan such as I do to pay off your house and only have a car payment and your credit cards down to 10% utilization and doing all this on Social Security it actually does work. It's not a game you're playing it's a consumer taking advantage of the specials they're offering. If you just keep your utilization under control you know when to pull the cord right before you actually have to make a move and use that credit to your benefit not for your stupid things like a high-end TVs or cell phone or whatever is so temporary, rather to use it for like moving and paying movers to move your household and when you get to where you're going your house is going to be paid for out of the equity of my house. Anyway I think American Express is great! They may not have all the bells and whistles like cash over the amount like some credit cards allow they do allow you to have 6 credit cards with quite a bit of credit on them which brings your credit rating quite up there and your utilization goes down.

The Insider

Susan Shain
What Are the World’s Most Exclusive Luxury Credit Cards? Here Are 8
Susan Shain | Oct 15, 2018

Want to see how the other half lives? Here are the world's most exclusive credit cards — one even has diamonds on it! We also share 3 you can apply for.

Read More
Kat Tretina
Review of the Citi ThankYou® Preferred Card for College Students
Kat Tretina | Oct 11, 2018

The Citi ThankYou Preferred Card for College Students is made for limited credit and offers 2X points on dining and entertainment, plus other benefits.

Read More
Susan Shain
Can You Make a Mortgage Payment By Credit Card? Everything You Need to Know
Susan Shain | Oct 05, 2018

Ready to make a mortgage payment by credit card? Here's how to do so with minimal fees — plus the seven best credit cards to pay your mortgage with.

Read More