Amex EveryDay® Credit Card
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
American Express is a Credit Card Insider advertiser.
The information related to Amex EveryDay® Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
Highlights & Features
Rewards
- 2X Membership Rewards points per dollar spent:
- At U.S. supermarkets, on up to $6,000 per year in purchases (then 1X)
- On eligible travel purchases from Amex Travel
- 1X Membership Rewards point per dollar spent on all other purchases
- Earn 20% more points: Make 20 or more purchases in a billing period to receive a 20% point bonus on those purchases
INTRODUCTORY BONUS
10,000 Membership Rewards points for spending $1,000 on purchases within the first 3 monthsBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 15 months |
| Regular Balance Transfer APR | 14.99%–25.99% Variable |
| Balance Transfer Fee | None |
Fees
| Penalty APR | 29.99% Variable |
| Late Fee | Up to $39 |
| Returned Payment Fee | Up to $39 |
| Additional Cards Annual Fee | None |
| Foreign Transaction Fee | 2.7% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 27.24% Variable |
| Cash Advance Fee | 5%, $10 minimum |
ABOUT THE ISSUER
American Express
American Express has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteAmex EveryDay® Credit Card
Highlights
- Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99%–25.99%.
- $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.
- 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
- Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
- Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
- No annual fee.
- Terms Apply.
The information related to Amex EveryDay® Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
The Amex EveryDay Credit Card is a good rewards card for people who make many purchases per month, spending a lot on groceries in the process. It offers points for purchases, as well as a bonus for using the card more each month.
Cardholders earn 2X points per dollar at U.S. supermarkets, on up to $6,000 in purchases per year, then 1X point. 1X point is provided for all other purchases. You can also get a 20% point bonus whenever you make 20 or more purchases in a single billing period.
You can get the most value for your points by transferring them to a travel partner, where you may find as much as 2 cents per point or more. That would give you a cash back equivalent of 4% when earning at the 2X rate.
Right now this card is offering a $0 balance transfer fee for transfers made within the first 60 days of account opening.
This card has an introductory APR of 0% for 15 months for both purchases and balance transfers. After that, you’ll get a regular rate of 14.99%–25.99% Variable.
There’s an upgraded version of this card as well, the Amex EveryDay® Preferred Credit Card. See how they compare in our Review of the Amex EveryDay Cards.
