The Amex EveryDay Credit Card

The Amex EveryDay Credit Card is a good rewards card for people who make many purchases, spending a lot on groceries. It offers points for purchases, as well as a bonus for using the card more each month.

You can get the most value for your points by transferring them to a travel partner. But the normal redemption options are pretty good too, providing up to 2.4% cash back depending on how you earn and redeem points.

There’s an upgraded version of this card as well, the Amex EveryDay® Preferred Credit Card. See how they compare in our Review of the Amex EveryDay Cards.

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Quick View

Quick View

  • Rewards
    • Earn 2 points for every $1 spent at US supermarkets, up to $6,000 per year in purchases, then you’ll receive 1 point
    • Earn 1 point for every $1 spent on all other purchases. Terms and limitations apply
    • Earn 20% extra points – If you use your card 20 or more times on purchases in a billing period you’ll receive 20% more points on those purchases minus returns and credits. Terms and limitations apply
    • Membership Rewards® Program – use rewards points on 500+ leading brands in travel, gift cards, merchandise, or entertainment
    • Points can be transferred to eligible frequent traveler programs as well
  • Signup Bonus 10,000 Membership Rewards® Points if you spend $1,000 in the first three months.
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 2.7%
  • Intro Balance Transfer APR 0% for 15 months
  • Regular Balance Transfer APR 14.24%–25.24% Variable
  • Cash Advance APR 26.49% Variable
  • Penalty APR 29.99% Variable
  • Late Fee Up to $38
  • Returned Payment Fee Up to $38

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • Amex Offers

    Get significant discounts at a wide variety of retailers, both online and in-store.

  • Save 10% on Utilities

    Occasionally you’ll be given the opportunity to save 10% on your cable, satellite TV, and/or cell phone bills.

  • Lowest Hotel Rates Guaranteed

    If you book an eligible prepaid hotel room through Amex Travel and then find the same room being advertised online for a lower price, you can be refunded for the difference.

  • Entertainment Access

    Exclusive discounts to events, concerts, sporting events, and shows.

  • Complimentary ShopRunner Membership

    Cardholders can enroll in ShopRunner for free, which provides free two-day shipping at participating retailers.

  • American Express Personal Loans

    Cardholders have the opportunity to apply for a loan through American Express (but only if they have been pre-approved).

Security

  • Fraud Protection

    You won’t be held responsible for fraudulent charges with your card. Contact the card issuer if you suspect any unauthorized activity.

  • Dispute Resolution

    Provides help with fraudulent transactions, including negotiating with retailers.

Shopping

  • Extended Warranty

    For warranties of 5 years or less you can get up to one extra year added to the original manufacturer’s warranty.

  • Purchase Protection

    Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.

  • Return Protection

    If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price, minus shipping and handling, for up to $300 per item, up to $1000 per year for each account.

Travel

  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. You pay for all third-party service costs.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.

  • Global Assist® Hotline

    When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.

  • Travel Accident Insurance

    Added financial security if death or dismemberment is caused when traveling by plane, train, ship, or bus.

Visitor Reviews

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