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Amex EveryDay® Credit Card

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If you use credit cards frequently, the no annual fee Amex EveryDay Credit Card might be a good option. You’ll earn 2X points per dollar at U.S. supermarkets and on purchases from Amex Travel, and as a fairly unique twist, you’ll earn a 20% point bonus if you use it 20 times or more in a billing period.

The information related to Amex EveryDay® Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

American Express is a Credit Card Insider advertiser.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 12.99%–23.99% Variable
Intro Purchase APR: 0% for 15 months

Amex EveryDay® Credit Card

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 2X Membership Rewards points per dollar spent:
    • At U.S. supermarkets, on up to $6,000 per year in purchases (then 1X)
    • On eligible travel purchases from Amex Travel
  • 1X Membership Rewards point per dollar spent on all other purchases
  • Earn 20% more points: Make 20 or more purchases in a billing period to receive a 20% point bonus on those purchases

INTRODUCTORY BONUS

10,000 Membership Rewards points for spending $1,000 on purchases within the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.24% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee 2.7%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Amex EveryDay® Credit Card

Highlights

  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Low intro APR: 0% for 15 months on purchases, then a variable rate, currently 12.99%–23.99% Variable.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • No annual fee.
  • Terms Apply.
ABOUT THE ISSUER

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-528-4800 or

Try a different phone number
See all Issuer Cards

Due to the impact of COVID-19, for eligible card accounts approved from 12/1/19 through 5/31/20, the period to make eligible purchases to earn the welcome bonus will be extended for an additional three months.

The Amex EveryDay Credit Card is a good rewards card for people who make many purchases per month, spending a lot on groceries in the process. It offers points for purchases, as well as a bonus for using the card more each month.

Cardholders earn 2X points per dollar at U.S. supermarkets, on up to $6,000 in purchases per year, then 1X point. 1X point is provided for all other purchases. You can also get a 20% point bonus whenever you make 20 or more purchases in a single billing period.

You can get the most value for your points by transferring them to a travel partner, where you may find as much as 2 cents per point or more. That would give you a cash back equivalent of 4% when earning at the 2X rate.

This card has an introductory APR of 0% for 15 months for purchases. After that, you’ll get a regular rate of 12.99%–23.99% Variable.

There’s an upgraded version of this card as well, the Amex EveryDay® Preferred Credit Card. See how they compare in our Review of the Amex EveryDay Cards.