The Amex EveryDay Credit Card is a good rewards card for people who make many purchases per month, spending a lot on groceries in the process. It offers points for purchases, as well as a bonus for using the card more each month.
Cardholders earn 2X points per dollar at U.S. supermarkets, on up to $6,000 in purchases per year, then 1X point. 1X point is provided for all other purchases. You can also get a 20% point bonus whenever you make 20 or more purchases in a single billing period.
You can get the most value for your points by transferring them to a travel partner, where you may find as much as 2 cents per point or more. That would give you a cash back equivalent of 4% when earning at the 2X rate.
This card has an introductory APR of 0% for 15 months for both purchases and balance transfers. After that, you’ll get a regular rate of 14.99%–25.99% Variable.