Amex EveryDay® Preferred Credit Card


For People with
Excellent Credit

REVIEWS

Reviews

The Amex EveryDay Preferred Credit Card from American Express is a stellar rewards credit card, providing points for daily purchases and some unique extra benefits.

This card is meant for people who will use it quite a lot — at least 30 times per month to get a 50% point bonus. If you typically spend a lot on credit cards, this card could be a great way to get quite a lot of points.

See how this card stacks up against the basic American Express® EveryDay in our Review of the Amex EveryDay Credit Cards.

Card Quick Facts

Card Quick Facts

  • Earn 15,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 50% more points: Make 30 or more purchases with your Card in a billing period and get 50% extra points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking through amextravel.com.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 14.74% to 25.74%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
  • Visit our credit card partner’s site in order to learn more and securely apply for The Amex EveryDay® Preferred Credit Card from American Express

For People with
Excellent Credit

REVIEWS

Reviews

Manage My Card

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Card Details

Rewards

Rewards

  • Earn 3 points for every $1 spent at U.S. supermarkets; up to $6,000 per year, then %1
  • Earn 2 points for every $1 spent at U.S. gas stations
  • Earn 1 point for every $1 spent on all other purchases
  • Use your card 30 or more times in a month and earn 50% more points on eligible purchases if you use your card 30 or more times in a billing period
How to Redeem

Introductory Bonus

  • 15,000 points if you spend $1,000 in the first 3 months
Card Stats

Card Stats

Annual Fee $95
Additional Cards Annual Fee -
Regular Purchase APR 14.99%–24.99% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee 2.7%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 14.99%–24.99% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Amex Offers

    Get significant discounts at a wide variety of retailers, both online and in-store.

  • Save 10% on Utilities

    Occasionally you’ll be given the opportunity to save 10% on your cable, satellite TV, and/or cell phone bills.

  • Lowest Hotel Rates Guaranteed

    If you book an eligible prepaid hotel room through Amex Travel and then find the same room being advertised online for a lower price, you can be refunded for the difference.

  • Entertainment Access

    Exclusive discounts to events, concerts, sporting events, and shows.

  • American Express Personal Loans

    Cardholders have the opportunity to apply for a loan through American Express (but only if they have been pre-approved).

  • Fraud Protection

    You won’t be held responsible for fraudulent charges with your card. Contact the card issuer if you suspect any unauthorized activity.

  • Dispute Resolution

    Provides help with fraudulent transactions, including negotiating with retailers.

  • Extended Warranty

    For warranties of 5 years or less you can get up to one extra year added to the original manufacturer’s warranty.

  • Purchase Protection

    Items purchased with your card are protected against accidental damage and theft within 120 days of the purchase.

  • Complimentary ShopRunner Membership

    Cardholders can enroll in ShopRunner for free, which provides free two-day shipping at participating retailers.

  • Return Protection

    If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price, minus shipping and handling, for up to $300 per item, up to $1000 per year for each account.

  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. You pay for all third-party service costs.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.

  • Global Assist® Hotline

    When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.

  • Travel Accident Insurance

    Added financial security if death or dismemberment is caused when traveling by plane, train, ship, or bus.

  • Baggage Insurance Plan

    Available when you buy a Common Carrier ticket on your card. Eligible lost, damaged, or stolen bags are covered up to $1,250 for carry-on baggage, and up to $500 for checked baggage.

Visitor Reviews

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Average rating:  
 1 reviews
by Mike Machado
Bait and switch

I applied for the card to make a $2000 balance transfer and get 30,000 points for spending $2000 in the first three months. They approved me and immediately asked if i wanted to make a balance transfer. I said "sure, whats my credit limit?" They gave me a $1000 limit and were trying to eat uo my limit with a BT which doesnt count towards points. The rude, barely English speaking rep then told me not to worry because after 60 days they'll reassess my limit. Small problem, they wont let you transfer at 0% after 60 days. So theyre not only making it near impossible to get the bonus points, i cant make a reasonable BT. As im trying to plead make case yhe rep essentially says take it or leave it and hangs up on me. Why would i want to do business with AMEX after this BS?

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