The Amex EveryDay® Preferred Credit Card from American Express is a stellar rewards credit card, providing points for daily purchases and some unique extra benefits.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $95
- Intro Purchase APR 0% for 15 months
- Regular Purchase APR 13.74%–23.74% Variable
- Earn 3 points for every $1 spent at U.S. supermarkets; up to $6,000 per year, then %1
- Earn 2 points for every $1 spent at U.S. gas stations
- Earn 1 point for every $1 spent on all other purchases
- Use your card 30 or more times in a month and earn 50% more points on eligible purchases if you use your card 30 or more times in a billing period
- Signup Bonus 15,000 points if you spend $1,000 in the first 3 months
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 2.7%
- Intro Balance Transfer APR 0% for 15 months
- Regular Balance Transfer APR 13.74%–23.74% Variable
- Cash Advance APR 25.99% Variable
- Penalty APR 29.24% (Variable)
- Late Fee Up to $38
- Returned Payment Fee Up to $38
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Entertainment Access: Discounts to card member-only events, concerts, sporting events, and shows.
- Dispute Resolution: Help with fraudulent transactions.
- Extended Warranty: For warranties of 5 years or less you can get up to one extra year added to the original manufacturer’s warranty.
- Purchase Protection: Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.
- Return Protection: If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price, minus shipping and handling, for up to $300 per item, up to $1000 per year for each account.
- Roadside Assistance Hotline: Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. You cover third party costs. Restrictions Apply.
- Car Rental Loss and Damage Insurance: Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.
- Global Assist® Hotline: When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.
- Travel Accident Insurance: Added financial security if accident or death is caused when traveling by plane, train, ship, or bus.
- Baggage Insurance Plan: When you buy a Common Carrier ticket on your card, eligible lost, damaged, or stolen bags are covered up to $1,250 for carry-on baggage and up to $500 for checked baggage.
American Express Benefits
- This card comes with American Express benefits. You will be provided with a list of specific benefits when you get your card.
Read about experiences others have had with this card and leave your own review here.
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I applied for the card to make a $2000 balance transfer and get 30,000 points for spending $2000 in the first three months. They approved me and immediately asked if i wanted to make a balance transfer. I said "sure, whats my credit limit?" They gave me a $1000 limit and were trying to eat uo my limit with a BT which doesnt count towards points. The rude, barely English speaking rep then told me not to worry because after 60 days they'll reassess my limit. Small problem, they wont let you transfer at 0% after 60 days. So theyre not only making it near impossible to get the bonus points, i cant make a reasonable BT. As im trying to plead make case yhe rep essentially says take it or leave it and hangs up on me. Why would i want to do business with AMEX after this BS?