The Amex EveryDay Preferred Credit Card from American Express is a stellar rewards credit card, providing points for daily purchases and some unique extra benefits.
This card is meant for people who will use it quite a lot — at least 30 times per month to get a 50% point bonus. If you typically spend a lot on credit cards, this card could be a great way to get quite a lot of points.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $95
- Intro Purchase APR 0% for 12 months
- Regular Purchase APR 14.24%–24.24% Variable
- Earn 3 points for every $1 spent at U.S. supermarkets; up to $6,000 per year, then %1
- Earn 2 points for every $1 spent at U.S. gas stations
- Earn 1 point for every $1 spent on all other purchases
- Use your card 30 or more times in a month and earn 50% more points on eligible purchases if you use your card 30 or more times in a billing period
- Signup Bonus 15,000 points if you spend $1,000 in the first 3 months
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 2.7%
- Intro Balance Transfer APR 0% for 12 months
- Regular Balance Transfer APR 14.24%–24.24% Variable
- Cash Advance APR 26.49% Variable
- Penalty APR 29.99% Variable
- Late Fee Up to $38
- Returned Payment Fee Up to $38
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Get significant discounts at a wide variety of retailers, both online and in-store.
Save 10% on Utilities
Occasionally you’ll be given the opportunity to save 10% on your cable, satellite TV, and/or cell phone bills.
Lowest Hotel Rates Guaranteed
If you book an eligible prepaid hotel room through Amex Travel and then find the same room being advertised online for a lower price, you can be refunded for the difference.
Exclusive discounts to events, concerts, sporting events, and shows.
Complimentary ShopRunner Membership
Cardholders can enroll in ShopRunner for free, which provides free two-day shipping at participating retailers.
American Express Personal Loans
Cardholders have the opportunity to apply for a loan through American Express (but only if they have been pre-approved).
You won’t be held responsible for fraudulent charges with your card. Contact the card issuer if you suspect any unauthorized activity.
Provides help with fraudulent transactions, including negotiating with retailers.
For warranties of 5 years or less you can get up to one extra year added to the original manufacturer’s warranty.
Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.
If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price, minus shipping and handling, for up to $300 per item, up to $1000 per year for each account.
Roadside Assistance Hotline
Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. You pay for all third-party service costs.
Car Rental Loss and Damage Insurance
Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.
Global Assist® Hotline
When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.
Travel Accident Insurance
Added financial security if death or dismemberment is caused when traveling by plane, train, ship, or bus.
Baggage Insurance Plan
Available when you buy a Common Carrier ticket on your card. Eligible lost, damaged, or stolen bags are covered up to $1,250 for carry-on baggage, and up to $500 for checked baggage.
Read about experiences others have had with this card and leave your own review here.
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I applied for the card to make a $2000 balance transfer and get 30,000 points for spending $2000 in the first three months. They approved me and immediately asked if i wanted to make a balance transfer. I said "sure, whats my credit limit?" They gave me a $1000 limit and were trying to eat uo my limit with a BT which doesnt count towards points. The rude, barely English speaking rep then told me not to worry because after 60 days they'll reassess my limit. Small problem, they wont let you transfer at 0% after 60 days. So theyre not only making it near impossible to get the bonus points, i cant make a reasonable BT. As im trying to plead make case yhe rep essentially says take it or leave it and hangs up on me. Why would i want to do business with AMEX after this BS?